Guide on Security Bank Personal Cash Loan Application Process & Requirements
SECURITY BANK PERSONAL CASH LOAN – You can check the guide below in applying for the cash loan offer of Security Bank Philippines.
The Security Bank is one of the entities with a personal cash loan offer. It is a non-collateral loan and is open for both employed and self-employed individuals. We have detailed below the process in applying for the loan and a guide to checking the loanable amounts.
You might want to check on the possible amounts that Security Bank may lend you. To check on the allowed borrowing amounts, you may visit – Security Bank Cash Loan: Minimum & Maximum Amounts You May Borrow
Step 1 – Are you Qualified?
There are eligibility requirements or qualifications set under this loan offer. These qualifications differ depending if the borrower is employed or self-employed.
If Employed | If Self-Employed |
a Filipino Citizen | a Filipino Citizen |
at least 21 years old upon the loan application but not more than 65 years old upon the end of the loan term | at least 21 years old upon the loan application but not more than 65 years old upon the end of the loan term |
having an office or residence landline | having an office or residence landline |
earning at least P15,000 gross monthly income if working within Metro Manila | earning at least P100,000 gross monthly income |
earning at least P12,000 gross monthly income if working outside Metro Manila | a majority stake of at least 40% in the business, along with a minimum of 2 years of profitable operation and at least 1 trade reference |
Step 2- Prepare the Requirements.
There are documents that you must submit in applying for the Security Bank Personal Cash Loan offer. To check on these documents that you need to prepare, you may visit – Requirements for Security Bank Cash Loan Application You Must Prepare.
Step 3 – Visit Security Bank.
Go to a branch of Security Bank nearest to you or where you want to apply for the loan and submit your documents. Be ready for an interview. The loan application processing may take a few working days.
Do you want to see the other loans offered by the bank? Feel free to visit – SECURITY BANK LOANS – Full List of Loan Offers by Security Bank.