Check Here the SSS Contribution Table 2026 for Members
SSS CONTRIBUTION TABLE 2026 – Members of the Social Security System who are private employers are given these rates for their premium..
In the Philippines, the Social Security System stands out as a government‑operated social insurance giant with millions of members. Many Pinoys keep their membership active, treating it as both a preparation for the years ahead and a cushion against life’s uncertainties.
Its members represent a wide spectrum of Filipinos, such as:
- Employee / Locally-Employed members
- Employer (Business and Household Employers)
- Self-Employed members
- House helpers or Kasambahay
- Overseas Filipino Workers (OFW) (land-based and sea-based, except for Filipino permanent migrants, including Filipino immigrants, permanent residents, and naturalized citizens of their host countries, who may be covered on a voluntary basis)
The Social Security System members are entitled to a wide selection of SSS benefits and loan opportunities. Maintaining an active account allows them to access these privileges whenever necessary. This is done by consistently paying premiums according to the prescribed 2026 contribution table.
For the employer members, here is the SSS Contribution Table 2026:
The Social Security System complements its benefit programs with loan facilities that are tailored to meet varying circumstances.
SSS Salary Loan
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- employer must be updated in the payment of the SSS contributions
- has not received any final benefit from the SSS
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
SSS Housing Loan
- member must have posted at least 36 monthly contributions with 24 continuous contributions prior to the application
- not more than 60 years old at the time of application
- not previously granted a repair and/or improvement loan by the SSS or NHMFC
- not been granted final SSS benefits
- borrower and spouse is updated in the payment of their other SSS loan(s)
SSS Calamity Loan
- residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
- registered on the My.SSS portal
- has posted at least 36 monthly contributions
- has not availed of final benefits
- has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)