Guide on RCBC Cash Loan Offer for Personal Purposes
RCBC CASH LOAN – Are you in need of some financial resources to achieve your goals? You may turn to Rizal Commercial Banking Corp.
In the Philippines, countless people prefer turning to banks when they are in need of financial solutions. A lot of banks in the country have multiple loan offers that attend to different needs.
One of the reputable banks with multiple loan offers is the Rizal Commercial Banking Corporation or more popularly called RCBC. It is one of the popular banks that is serving the Filipino people for decades now with its variety of offers. It got the following:
- savings, checking, time deposit, and foreign currency bank accounts
- loans
- investment products
- credit cards
- insurance policies
The loan offers of Rizal Commercial Banking Corporation encompass both personal and business categories. Under the personal category, one of the offers is the RCBC Personal Loan, it is a multi-purpose can loan offer that you can use in many ways including the following:
- personal purchases
- travel
- payment of tuition and other school fees
- minor business expansion
- investments
Under the RCBC cash loan offer, you may borrow at least Php 50,000 up to Php 1 million. The loan is payable from six (6) months up to 36 months or three (3) years. It is open for both salaried and non-salaried individuals.
Who are qualified to apply for the loan offer? If you are employed, here are the qualifications that you must meet to be eligible to apply for the offer:
- Filipino Citizen or Dual Citizen
- at least 21 years old upon loan application
- at most 65 years old upon loan maturity
- must have a mobile number, residence landline, or office landline
- must be locally employed at a company registered with Securities and Exchange Commission (SEC)
- with a minimum employment tenure of 2 years and minimum gross monthly income of Php 30,000
If you are self-employed, here are the eligibility criteria set by the bank under the RCBC cash loan offer:
- Filipino Citizen
- at least 21 years old upon loan application
- at most 65 years old upon loan maturity
- must have a mobile number, residence landline or office landline
- with business operating in the Philippines for at least 3 years and profitable for the past 2 years, and minimum gross monthly income of Php 100,000