Lists of BDO Personal Cash Loan Requirements You Must Submit To Apply
BDO PERSONAL CASH LOAN REQUIREMENTS – You can check here a guide on the documents required in applying for the BDO Unibank loan offer.
Are you interested to apply for a multi-purpose cash loan to BDO Unibank? It is one of the most reputable banks in the country and its loan offers are among those with the most excellent features.
The cash loan offer of BDO is open for both locally-employed and self-employed individuals who are at least 21 years old at the time of the loan application but not more than 65 years old upon the loan maturity.
Also, it is important for the applicant to have a stable source of income. There are BDO personal cash loan requirements set by the bank in applying for the loan offer.
The bank has set varying BDO personal cash loan requirements for application depending if you are locally-employed or self-employed. There is also a different set of documents required from OFW applicants.
For locally-employed individuals, here’s a list of the documents you must submit in applying for the loan offer of the bank:
- duly-accomplished BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- PLUS any of the following:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA or VISA with EO226
- proof of income:
- Latest Income Tax Return (ITR) duly stamped and received by the Bureau of Internal Revenue or BIR Form 2316 signed by employer’s authorized representative
- Latest full month’s payslip
- Original Certificate of Employment indicating status, service tenure and compensation breakdown
- If with credit card from other banks, copy of the latest two (2) months statement of credit card existing at least one (1) year
For self-employed individuals, here are the documents required by BDO Unibank in applying for the loan offer:
- duly-accomplished BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- PLUS any of the following:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA or VISA with EO226
- proof of income:
- Latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for the last two (2) years (MANDATORY)
- Registration of Business Name (MANDATORY)
- For Single proprietorship – issued by the Department of Trade and Industry (DTI)
- For Partnerships or Corporations – issued by the Securities and Exchange Commission (SEC)
- Latest three (3) months bank statement (OPTIONAL)
- If requested loan amount is more than P1 Million:
- Latest three (3) months bank statement and at least one (1) trade reference
- GIS (if company is a corporation)
