Guide on Home Credit Card Features & Eligibility
HOME CREDIT CARD – Have you heard about the credit card offer of the consumer finance product provider for qualified clients?
Nowadays, more and more people are no longer hesitant with the idea of having a credit card unlike before. Truth be told that many individuals before are afraid to have one due to the experiences of some idnividuals.
However, truth be told that credit cards are really packed with benefits as long as the cardholder knows how and when to use it. It can be a preparation against the unforeseen financial emergencies.
In the Philippines, not only banks have credit card offers but as well as some other financial entities. One of the offers is the Home Credit Card by the international consumer finance provider Home Credit which is operating in the country for several years now.
The Home Credit Card is “a Visa EMV Classic Credit Card” that has worldwide acceptance in countless Visa-accepting merchants. It can be used in several transactions including the following:
- personal purchases
- bill payments
- booking of travel tickets
- payment of school fees
The credit card comes with varying credit limit depending on the offer of the international consumer finance provider. It may increase/decrease depending on the usage of the card and the membership fee may vary as well but it will only be charged after the card was first used in a transaction.
Just like the cash loan offer of Home Credit, the Home Credit Card comes by offer, too, to qualified clients. It is usually extended to existing and previous clients with good credit-standing. The offer may extended through a call, a text, or a notification in your My Home Credit app account.
What are the requirements in applying for the credit card offer? Here are the documents that you need to prepare and present in the application:
- one (1) government-issued ID
- one (1) ID stating your address or any supporting document
Here is a guide on the acceptable IDs and documents in applying for the Home Credit Card offer:
Primary ID
- UMID
- Driver’s License
- Philippine Identification Card
- Postal ID New
- Voter’s ID
- PRC ID (Secondary ID required)
Secondary / Proof of Address
- Postal ID Old
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
You may apply for the credit card at a partner store of Home Credit nearest to you if you want to be assisted by a sales representative. The card has a validity period of four (4) years and comes with automatic renewal for good creditors.
