Guide on UnionBank Cash Back Visa Platinum Credit Card Features & Requirements for Application
UNIONBANK CLASSIC VISA CARD – You can check here the features and requirements in applying for this credit card offer.
Are you looking for a credit card that can give you great benefits? One of the providers of credit cards with excellent features is the UnionBank Philippines. They’re packed with features that let the cardholders save and earn money while enjoying the convenience and options they bring.
UnionBank is one of the trusted banks in the Philippines. Aside from its loan offers which include the UnionBank Cash Loans, it has multiple credit card offers, too, which include the UnionBank Classic Visa Card. You can check its features below.
Here are the excellent features and benefits for the cardholders of the UnionBank Classic Visa Card offer:
- no more worries for your payments with the credit card’s auto charge feature
- 0% interest rate for up to 36 monthly installments
- enjoy a new way to pay with the VISA PayWave
- earn one (1) point for every Php 35 spent using your UnionBank Classic Visa Card
- charge your auto insurance so you can pay for it in monthly installments
- exclusive perks, freebies and privileges from countless partner merchants
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- access to cash advance
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- convenience payment of bills through your UnionBank Classic Visa Card
- worldwide acceptance
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- convert your rewards points into something you enjoy
- sharing of access with your family members through a Supplementary Card
Are you interested to apply for the UnionBank Classic Visa Card of the reputable bank? There are only a few qualifications in applying for the credit card offer. To be eligible to apply for the credit card, the applicant must meet the following qualifications:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
With regards to the documents required by the bank in applying for the UnionBank Classic Visa Card offer, the required documents vary among the Filipino applicants and the foreign nationals who wish to apply for the loan offer. There are also varying requirements among the salaried and non-salaried Filipino applicants.
Here is a guide on the documentary requirements set by the bank in applying for the credit card offer:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term
