Guide on EastWest Priority Visa Infinite Credit Card Features & Application Requirements
EASTWEST PRIORITY VISA INFINITE CREDIT CARD – You can enjoy the global benefits and the excellent features of this offer here.
Are you looking for a credit card with excellent features? In the Philippines, one of the trusted credit card-providing banks is the EastWest Bank. It is a reputable entity in the country with multiple credit card offers.
Contrary to what many people believe in, if you know how to use a credit card properly, it will not leave you debts. It can be in your advantage. One of the offers of the bank is the EastWest Priority Visa Infinite Credit Card which is packed with excellent features.
The EastWest Privilege was designed for individuals who want global privileges. It has year-round special discounts and privileges for the cardholders. Here are the features that await the cardholders:
- enjoy a lifetime of benefits with the perpetual waiver of Annual Membership Fees for your principal and supplementary EastWest Priority Visa Infinite credit cards
- low foreign currency conversion fee of 1.70% on international purchases
- enjoy free access in airport lounges worldwide
- enjoy year-round special discounts and privileges from shopping, health and wellness, dining, and travel and leisure merchants
- up to nine (9) supplementary cards
- accepted in over 46 million establishments in over 200 countries across the nation
- access to cash advance as you can withdraw up to 50% of your credit limit, withdrawable through an EastWest ATM, or at any ATM bearing the BancNet, Mastercard, Cirrus, Visa or Visa Plus logo using your Cash Advance Personal Identification Number (CA-PIN)
- secured transactions EMV smart chip embedded on the EastWest Platinum Mastercard
Before applying for a credit card offer, it is also a wise move to check the fees under the EastWest Priority Visa Infinite. Here is a guide for the aspiring credit card applicants on the charges set by the bank:
| Annual Membership Fee | Principal Card: Waived Perpetually Supplementary Card: Waived Perpetually |
| Interest Charge | 1.99% per month or 23.88% effective rate annually |
| Cash Advance Service Fee and Interest Charge | Php 200 per cash advance availment; and 1.99% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee |
| Late Payment Charge | Php 1,500 or the unpaid Minimum Payment Due, whichever is lower |
| Over Credit Limit Fee | Php 500 when the outstanding balance exceeds the prescribed credit limit within the billing period |
Qualifications. In applying for the credit card offer, there are eligibility requirements that a credit card applicant must meet. Here are the qualifications set by the bank:
- a Filipino Citizen or local resident foreigner
- at least 21 years old for Principal Card applications
- a minimum gross annual income of Php 180,000
- has a residence landline or mobile phone and business landline
- must be residing within the serviceable area of the EastWest Bank
Requirements. With regards to the requirements in applying for the EastWest Priority Visa Infinite credit card offer, the lists of documents required by the bank vary among the employed and self-employed individuals. It is also open for local resident foreigners who want to apply for the offer.
Here is a guide on the documents that the EastWest Bank requires in applying for the credit card offer:
Employed
- duly-accomplished EastWest Credit Card Application Form
- photocopy of one (1) valid ID with picture and signature
- Latest BIR Form 2316/ITR
- Certificate of Employment stating breakdown of compensation
- Letter of Appointment/Personnel Action Memo
- Salary Adjustment Memo issued within the latest month
- Latest three (3) Months Payslip
- Latest Service Record for government employees
- Valid Credit Card Reference and Latest Month Statement of Account
Self-Employed
- duly-accomplished EastWest Credit Card Application Form
- photocopy of one (1) valid ID with picture and signature
- Latest BIR Form 1701/ITR
- Latest Audited Financial Statements (if applicable)
- Valid Credit Card Reference and Latest Month Statement of Account
Local Resident Foreigner
- duly-accomplished EastWest Credit Card Application Form
- photocopy of one (1) valid ID with picture and signature
- Alien Certificate of Registration with Permanent Status
- Visa issued under Section 9d and 9g of immigration Act of 1940
- Special Investor’s Resident Visa (SIRV)
- Visa issued by Philippine Economic Zone Authority – 47(a)(2)
- Embassy Certification (for Diplomats and Embassy Personnel)