Guide on GSIS Emergency Loan Eligibility this July & August and the Reason
GSIS EMERGENCY LOAN – You can check here the list of the eligible areas for the Government Service Insurance System loan offer this July and August.
Two of the biggest state-run social insurance agencies in the Philippines are the Social Security System, more popularly called SSS, and the Government Service Insurance System or the GSIS. Individuals who are working in the government are required to be a member of the latter.
Every month, GSIS members remit the monthly contribution or savings to the Government Service Insurance System. This can ensure an updated account with the GSIS which can qualify the member to its loans and benefit offers.
One of the loan offers of the Government Service Insurance System is the GSIS Emergency Loan. It is the counter-part of the SSS Calamity Loans which are usually made available for the employed individuals in the private sector, the self-employed individuals, and the OFWs who are members of the Social Security System.
Qualified members may borrow for up to Php 40,000 under the loan offer depending if there is an existing emergency loan or none. Here are the qualifications set under the GSIS Emergency Loan offer:
- member resides or works in an area declared under a State of Calamity
- in active service
- not on a leave of absence without pay
- has no arrears in the payment of mandatory social insurance contributions
- has no in-default loan (unpaid for more than 6 months)
The Government Service Insurance System usually updates its website with updates on who are eligible to apply for the GSIS Emergency Loan offer. For the month of July and August, here is a guide on who are eligible and the reason cited by the GSIS:
Due to El Niño
Granting Period: June 05 to July 04, 2024
- Kalibo, Aklan
- Province of Capiz
- Province of Bohol
Granting Period: June 10 to July 09, 2024
- Municipality of San Andres
- Romblon
Granting Period: June 07 to July 06, 2024
- Municipalities of Aborlan
- El Nido, Palawan
Granting Period: June 07 to July 06, 2024
- City of Cabanatuan
Granting Period: June 10 to July 19, 2024
- Municipalities of San Lorenzo & Sibunag, Guimaras Province
- San Carlos City, Negros Occidental
- Municipality of San Enrique, Negros Occidental
- Municipality of La Castellana, Negros Occidental
Granting Period: June 10 to July 19, 2024
- Municipalities of San Lorenzo & Sibunag, Guimaras Province
- San Carlos City, Negros Occidental
- Municipality of San Enrique, Negros Occidental
Due to Typhoon Aghon
Granting Period: June 07 to July 06, 2024
- 1st Districts of Quezon Province
- 2nd Districts of Quezon Province
Due to Mt. Kanlaon Eruption
Granting Period: June 10 to July 19, 2024
- Municipality of La Castellana, Negros Occidental
Due to the Effects of El Niño
Granting Period: June 20 to July 19, 2024
- Municipality of Odiongan, Romblon
Granting Period: June 21 to July 20, 2024
- Municipalities of Damulog, San Fernando & Cabanglasan, all in the Province of Bukidnon
- Municipal Government of Tagoloan, Misamis Oriental
Granting Period: July 8 to August 6, 2024
- Province of Siquijor
- Municipalities of Numancia & Buruanga, all in the Province of Aklan
Granting Period: July 10 to August 9, 2024
- Province of Sultan Kudarat
- Dapitan City, Zamboanga Del Norte
- Butuan City, Agusan Del Norte
- Municipalities of Talakag & Kibawe, all in the Province of Bukidnon
Due to the Effects of Typhoon Aghon
Granting Period: July 23 to August 22, 2024
- Municipality of Pagsanjan, Laguna
Due to Massive Fire Incident in Cavite
Granting Period: July 23 to August 22, 2024
- Cavite City