Guide on the Pag-IBIG Monthly Contribution 2025 for OFW Members of the Fund
PAG-IBIG MONTHLY CONTRIBUTION 2025 – For the OFW members of the Pag-IBIG Fund, here is the rate set as monthly premium.
A huge part of the Filipino population is a member of the Pag-IBIG Fund. The state-run entity is in the service of millions of Filipino people for decades already providing loans and other services to help them achieve a more comfortable life.
The Pag-IBIG Fund member populace also includes many Filipinos who are working abroad. In fact, a lot of overseas Filipino workers were able to obtain a residential property for themselves and their families through the Housing Loan offer of the Fund. It can finance up to P6 million for the acquisition of a residential property.
However, to be qualified to the loans offered by the Fund, it is important to regularly post the exact rate of monthly contribution set by the state entity. Thus, it is important to check on the Pag-IBIG Monthly Contribution 202.
For the overseas Filipino workers (OFWs) who are members of the Fund, here is a guide on the Pag-IBIG Monthly Contribution 2025:
| Type of Membership | Employee’s Share | Employer’s Share |
| Overseas Filipino Worker (OFW) | P200 | None |
What are loan offers of the Pag-IBIG Fund? Here are the financial solutions that members of the Fund with qualified accounts may turn to:
Pag-IBIG Housing Loan
The Pag-IBIG Housing Loan is the most popular loan offer of the Fund. Under it, you may apply for the financing of a residential property purchase, a house construction, a home renovation, a home loan take-out, or a combination of the loan purposes. The loanable amounts under the Pag-IBIG Housing Loan varies.
To qualify for the loan offer, here are the qualifications that a member-borrower should meet:
- active Pag-IBIG Fund member with least 24 months savings
- not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
- no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- legal capacity to acquire and encumber real property
- If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated
Pag-IBIG Multi-Purpose Loan
The Pag-IBIG Fund also offers a cash Loan that can finance the repair of your car, help you purchase the appliances you want, or assist you in your medical expenses. The loanable amounts under the Pag-IBIG cash loan is also dependent on certain factors but here are the qualifications for application:
- has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
- has a source of income
Pag-IBIG Calamity Loan
When a member’s place of residence or work is under a State of Calamity, the qualified Fund member may apply for the Calamity Loan offer. The Pag-IBIG Calamity Loan loanable amount varies. To check if you are eligible to apply for the loan, here are the qualifications that you should meet:
- a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
- in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- has proof of income
- If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default