List of SSS Cash Loan Requirements 2025 Member Must Submit To Apply
SSS CASH LOAN REQUIREMENTS 2025 – If the member of the Social Security System will be the one to file the loan application, here are the documents needed.
The Social Security System is one of the giants in the Philippines in terms of social insurance. It offers several loans and benefit offers for its members who have updated and qualified accounts. Are you in need of a cash loan?
There are several SSS loans that members of the Social Security System may turn to depending on the situation. The social insurance entity offers the SSS Salary Loan, the SSS Housing Loan, and the SSS Calamity Loan. The most flexible loan in terms of the purpose is the SSS Salary Loan or also called the SSS cash loan offer.
Before checking on the SSS cash loan requirements to obtain extra funds, take a look at the compulsory and voluntary membership coverage provided by the Social Security System. Here is a guide:
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
The SSS cash loan requirements include both qualifications and documentary requirements for application. To be eligible to apply for the Salary Loan offer, here are the qualifications that a member-borrower must meet:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
With regards to the SSS cash loan requirements in terms of the documents that must be submitted in applying for the Salary Loan offer, here’s what the member-borrower must prepare for application:
- duly-accomplished Member Loan Application Form
- SSS digitized ID or E-6 with any two (2) valid IDs (one of which with a recent photo)
You can choose from the following with regards to the valid IDs that you may submit to the Social Security System in applying for the Salary Loan offer:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
Have you heard of the SSS benefits that members may apply for? Aside from the loan offers, there are these benefits offers that attend to different situations.