Check here the GCash Cash Loan Offer GLoan 2025 for your Financial Needs
GLOAN 2025 – GCash offers a cash loan, the GLoan, that provides qualified users with up to Php 125,000 for multiple purposes.
GCash has grown to become the most popular virtual or e-wallet platforms in the Philippines. Millions of Pinoys are using the services of this online platform. Are you one of the Filipinos who are GCash users?
The Philippine mobile payments service is owned by the Globe Fintech Innovations, Inc. and it is wholly-owned by its subsidiary, the G-Xchange. It has several services for the users including the following:
- Bill Payments
- Buy Load
- Cash In
- Money Transfer
- GLoan
- GInsure
- GInvest
While GCash is most popular for its money transfer and bill payment services, through the years, it has continuously grow its offers. It now has several loan offers and one of the main loans is the GLoan, a cash loan offer that can lend you up to Php 125,000.
Just like in other loans, there are qualifications in applying for the GLoan. Meanwhile, these are minimal although qualifying for the criteria below does not guarantee a loan application approval. All applications are subject to the assessment and approval of the e-wallet platform.
- at least 21 years old but not more than 65 years old
- a Filipino citizen
- a GCash user with a fully-verified account
- uses GCash services
How much is loanable under the GLoan? This cash loan offer of GCash has the biggest maximum loanable amounts among its loan offers. Qualified users may obtain an amount within the following range:
- Minimum Loanable Amount — Php 1,000
- Maximum Loanable Amount — Php 125,000
With regards to the loan term, the loan is payable from five (5) months up to 24 months. GCash implements the following fees that user-borrowers must be aware of:
- Interest Fees: Between 1.59% and 6.99% per month, depends on the eligibility of the GCash user and the loan amount
- One-time Processing Fee: 3% of the total amount borrowed and it is deducted from the total loan proceeds
- Late Payment Fee: GCash charges a late payment fee equivalent to 1% of your loan amount for each unpaid installment, plus 0.15% of your total outstanding balance each day until it’s paid off.
With regards to the eligibility in applying for the GLoan, you will know it right away based on a few taps/clicks. Here is a guide on how to know if you are eligible for the offer or not:
If you are ELIGIBLE
Go to the GCash homepage and tap Borrow > GLoan. “If you’re eligible, you’ll see a loan offer amount available to you”.
If you are NOT ELIGIBLE
Go to the GCash homepage and tap Borrow > GLoan. If you are not eligible to apply for the cash loan, you will see some steps on how to unlock the GLoan.
Are you eligible for the loan offer and you wish to apply for it? Here are some of the steps in applying for the GLoan:
- Read through the GLoan information > Get Started
- Provide your loan amount, pick your purpose of loan, and click/tap Get this Loan
- Review your loan terms, then click/tap Continue
- Input your personal information and click/tap Next
- Review your GLoan application, then click/tap Continue
- Agree to the Disclosure Statement and the Terms and Conditions of the Loan. Click/Tap Continue
- Review the amount you will receive from GCash. Choose/Select Continue
- Input the 6-digit authentication code sent to your GCash-registered mobile number.