Check Here the Pag-IBIG Cash Loan Interest 2025 Implemented under the Offer
PAG-IBIG CASH LOAN INTEREST 2025 – You can check here a guide on the interest rate implemented by the Fund under the Multi-Purpose Loan (MPL).
One of the giant state entities in the Philippines is the Pag-IBIG Fund. Its member populace is composed not only of Filipinos in the country but as well as many overseas Filipino workers (OFWs) who like the benefits of the membership to the Fund.
A Pag-IBIG Fund membership is open not only for locally-employed and self-employed members of the state entity but as well as OFWs. To maintain an updated membership to the state entity, a member must regularly post a Pag-IBIG Fund monthly contribution.
The members of the Fund who have good account standing may qualify to the offers of the state entity. There are several loans that members of the Pag-IBIG Fund may avail and one of them is the Multi-Purpose Loan or also called MPL.
The Pag-IBIG Multi-Purpose Loan is a cash loan designed to address the short-term needs of qualified members with an immediate need. Under the loan offer, you may get the loan proceeds in as fast as two (2) working days.
Under the cash loan offer, a qualified member may borrow up to “80% of their total Pag-IBIG Regular Savings, which consist of their monthly contributions, their employer’s contributions, and accumulated dividends earned”.
With regards to the Pag-IBIG Cash Loan interest, it is at 10.5% per annum. The loan is payable within three years or 36 months. The Fund implements a deferred first payment which is another advantage for the member-borrowers.
The Pag-IBIG cash loan interest may take some amount from the member-borrower but a part of it eventually comes back in the form of dividends. In applying for the loan offer, the requirements depend if your are locally-employed, self-employed, or an OFW.
Here is a guide on the documents required by the Pag-IBIG Fund in applying for the cash loan offer: