Check Here the Landbank Home Loan Requirements 2025 You Must Submit To Apply for Easy Home Loan
LANDBANK HOME LOAN REQUIREMENTS 2025 -Here’s a guide on the qualifications and documents required under the Easy Home Loan offer of the Landbank of the Philippines.
Every person has his/her own goal in life. Among these goals, there are those that are commonly shared by many people and one of them is the goal to have a house. However, undeniably, whether it is a big or small house, it may require a lot of money — the cost of lot properties and construction materials now are high. Meanwhile, there are options.
In acquiring a residential property, there are entities that you can turn to. There are several banks in the Philippines that offer housing loans and one of them is the Land Bank of the Philippines.
The Land Bank of the Philippines is a government bank operating in the country for decades now. Across the globe, there are over 500 branches that deliver the consumer finance products and services offered by the banking entity.
Aside from the Landbank cash loans for farmers, the Land Bank of the Philippines also got home loan offers. One of the loan offers is the Land Bank Easy Home Loan that can finance the following purposes:
- For the purchase of:
- Lot
- House and Lot
- Townhouse
- Other residential units
- construction of a residential building on a lot owned by the borrower
- refinancing of existing housing loan with other banks or financing firms or developers’ in-house financing-provided account is in “current status”
With regards to Landbank Home Loan requirements for application, they include both the eligibility and the documentary requirements. To qualify for the Easy Home Loan offer, here are the qualifications that a loan applicant should meet:
- Filipino citizens
- 21 years old (must not be more than 65 years of age upon loan’s maturity)
- Borrowers who are either gainfully employed or with lawful and profitable business
With regards to the documents that should be submitted to the government bank, it depends if the borrower is employed or self-employed. Here is a guide on the Landbank Home Loan requirements:
If Employed
- Personal Information Data Sheet
- Certificate of employment
- Latest pay slip indicating net take home pay of borrower
- Any two of the following latest Billing Statements:
- Electric Bill
- Phone Bill
- Water Bill
- Credit Card Bill
- TV Subscription Bill
If Running a Business
- Business Registration and Licenses
- Biodata
- BIR-stamped Financial Statements and Income Tax Returns for the last three years
The Land Bank of the Philippines also has credit card offers like the Landbank Gold Credit Card.