Guide on Metrobank Cash Loan Requirements 2025 for Application
METROBANK CASH LOAN REQUIREMENTS 2025 – Here are the qualifications and the documents required in applying for the Personal Loan offer.
One of the wisest ways in applying for a loan is to make sure that you are dealing with a reputable entity may it be a lending company or a bank. In the Philippines, one of the trusted banking entities is Metrobank.
Metrobank’s offers include both personal and business consumer finance products. They got account offers, cards of different types, loans, insurance policies, investment products, and a lot more.
Metrobank is operating in the Philippines for decades already since 1962. It first started operation in Manila and grew branches through the years. It has also continuously widened its offers.
Aside from the Metrobank Car Loan offer, the bank also has the Metrobank Personal Loan, a multi-purpose cash loan offer. It boasts its loan offer with the following features:
- flexible payment terms
- easy application process
- fast loan application approval
- sizeable loan amount
- minimal requirements
- multi-purpose
You may apply for the cash loan offer to make a personal purchase, travel, fund an event, boost a business, etc. Under the loan offer, the loan application is processed within seven (7) business days.
In applying for the loan, it is best to first check the qualifications as well as the Metrobank cash loan requirements for application. To be eligible to apply for the Personal Loan offer, here are the qualifying criteria:
If Employed:
- Filipino citizen
- at least 21 years old at the time of loan application and 65 years old upon loan maturity
- with a gross annual income of at least PHP 250,000
- with an existing credit card
- on regular status with current employer for at least 1 year
If Self-employed:
- Filipino citizen
- at least 21 years old at the time of loan application and 65 years old upon loan maturity
- with a gross annual income of at least PHP 250,000
- with an existing credit card
- at least 2 years in the current business
With regards to the Metrobank cash loan requirements for application, there are only two (2) documents required in applying for the loan offer. Here are the documents required under the Personal Loan offer:
- Signed Promissory Note and Disclosure Statement (PNDS)
- valid Philippine government ID
Metrobank also has a Home Loan offer aside from the car loan and the multi-purpose cash loan offers.