Metrobank Cash Loan Interest Rates 2025 — A Guide for Interested Applicants

Check Here the Metrobank Cash Loan Interest Rates 2025 based on Term

METROBANK CASH LOAN INTEREST RATES 2025 – Here are the rates implemented by Metrobank under its Personal Loan offer.

Nowadays, bank loans are among the options that many Filipinos prefer in times of financial needs. What many people like about the loans offered by the banking entities are their fixed features as well as the stability that the contract brings.

In the Philippines, one of the loan-providing banks that have earned the trust and confidence of countless Filipinos is Metrobank. It caters both personal and business finance products as well as private wealth opportunities and financial education.

Are you living near a Metrobank branch? Its loan offer may the best solution to your financial needs. It has the Personal Loan that can get you as much as P2 million — big enough for a personal purchase, travel, funding your passion, etc.

With regards to the loan repayment and the Metrobank cash loan interest rates, you may repay the amount borrowed for up to 36 monthly installments. The interest rate depends on your chosen loan term.

Here’s a guide on the Metrobank cash loan interest rates under each loan term:

Aside from checking on the Metrobank cash loan interest rates, it is best to know the applicable fees under the Personal Loan offer as well. Here are the charges under the loan offer:

• Disbursement Fee – Php 1,500
• Documentary Stamp Tax – Php 1.50 for every Php 200 of the loan amount (for loans above Php 250,000)
• Late Payment Fee – Php 850 per incidence of late payment or non-payment
• Pre-termination Fee – 5% of Outstanding Balance or Php 550, whichever is higher

To apply for the loan offer, you must prepare and submit the Metrobank cash loan requirements for application. The bank has set a short list of documents required in applying for the loan offer.