List of BDO Housing Loan Requirements 2025 You Must Prepare for Application
BDO HOUSING LOAN REQUIREMENTS 2025 – For local employees who want to apply for the BDO Unibank offer, here is a guide on the documents required by the bank for application.
One of the best purchases a person can make is getting a residential property. Its benefits may extend to the entire family as it is really a different situation to be living in a house that you can call your own. Are you ready to turn that dream into a reality?
In achieving the goal of having a residential property, you don’t have to do it under a one-time cash payment. Truth be told that purchasing a residential property may require a really big amount and many people are not prepared for it in cash.
Meanwhile, there are entities that you can turn to if you really wish to make that dream come true the soonest time possible. One of the reputable banks that you may turn to is the BDO Unibank.
BDO Unibank is operating in the Philippines for decades now. It has several branches across the nation that deliver its offers — bank accounts, loans, credit cards, investment products, and a lot more.
Aside from the BDO Cash Loan offer, the bank also has the Housing Loan that can help you turn that dream into a reality. The offer is ready to finance a residential property purchase and a house construction.
The BDO Housing Loan offer is open not only for the salaried individuals but as well as non-salaried individuals. Are you interested to apply for the loan offer?
The BDO Housing Loan requirements include both the eligibility and the documentary requirements for application. To qualify for the loan offer, a loan applicant should meet the following eligibility criteria set by the bank for application:
- 21 years old and above upon the loan application
- 70 years old and below at the end of the loan term
- Filipino citizen or Foreign Nationals
- earning at least ₱50,000/month or its equivalent in foreign currency as gross monthly income
- at least 2 years with current company
The documentary requirements in applying for the BDO Housing Loan offer depends if you have an existing account with BDO Unibank or none. Here is a guide on the documents required in applying for the loan offer:
If with BDO account
- completely filled-out application form
If without BDO Unibank
- Completely filled-out application form
- Photocopy of one (1) valid ID matching application details
- Marriage Contract, if applicable
- Latest three (3) months payslips
- Latest Certificate of Employment with Income (COEI)
- Latest Income Tax Return (ITR)
The BDO Housing Loan requirements also require some documents about the collateral or the property to be purchased under the loan offer. Here is a list of the other documents that the BDO Unibank requires in applying for the loan:
If property is from a Developer accredited with BDO
- Contract to Sell (CTS)
If property is from an individual seller or a Developer not accredited with BDO
- Photocopy of TCT/CCT and/or Contract to Sell (CTS)
- Photocopy of Tax Declaration
- Authorization of Tax Mapping signed by present owner
- Copy of payment for Appraisal Fee
If for the purpose of house construction
- Photocopy of TCT
- Photocopy of Tax Declaration
- Building Plan
- Building Specifications
- Copy of payment for Appraisal Fee
The BDO Unibank offers a variety of loans. It also has the BDO SME Loan offer for business owners.