Check here the BDO Housing Loan Interest Rate Based on Applicant’s Status
BDO HOUSING LOAN INTEREST RATE 2025 – You can check here the interest rates implemented under the BDO Unibank loan offer.
In the Philippines, one of the biggest and most trusted banks BDO Unibank. It caters different financial products to millions of people for several decades now. Not only Filipinos are clients of the bank but as well as foreign nationals who availed their services.
BDO Unibank has several branches not only in the Philippines but as well as abroad. It has both personal and business financial products and among these are the different loan offers. Aside from the BDO Cash Loan, the bank also has the BDO Housing Loan offer that may be perfect for you if you want to achieve your own house soon.
The Housing Loan offer of BDO Unibank is open for several purposes including the financing of a residential property purchase. It is open not only for individuals who have existing accounts with the bank but even to those who have no BDO bank account.
In applying for the loan, one of the best and most important moves is to check on the interest rate. This applies best to loans like the housing loan which usually involves a huge amount of money. Below, you can check the BDO Housing Loan interest rates.
The BDO Housing Loan interest rate actually varies. The rates are different between the new clients and those who have existing accounts with the bank as well as based on the fixing period. Here is a guide:
Interest Rates for New Clients:
- 1 Year Fixed Period – 7.0% per annum
- 2 Years Fixed Period – 7.50% per annum
- 3 Years Fixed Period – 7.75% per annum
- 4 Years Fixed Period – 8.00% per annum
- 5 Years Fixed Period – 8.50% per annum
Interest Rates for Existing Clients:
- 1 Year Fixed Period – 6.75% per annum
- 2 Years Fixed Period – 7.25% per annum
- 3 Years Fixed Period – 7.50% per annum
- 4 Years Fixed Period – 7.75% per annum
- 5 Years Fixed Period – 8.25% per annum
By knowing the BDO Housing Loan interest rate, you can check it ahead on how much your borrowed amount may be charged. Undeniably, if it is pocket-friendly for you, the benefits of living in a house you can call your own, with all the comfort it can bring, is so much worth it.
The BDO loan offer is open for both salaried and non-salaried individuals. Not only local employees may apply for the loan but as well as overseas Filipino workers. It is also open for foreign nations.
The BDO Unibank requirements for loan application depends if you are locally-employed, self-employed, or an OFW. Here is a guide on the documents required by the bank for the loan application process: