Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P50,000.00 under this customer finance product.
Are you one of the good-paying clients of Home Credit Philippines? You might have received a loan offer that can be the perfect solution to your financial needs. It’s time to know more about this offer.
Home Credit Philippines is operating in the Philippines since 2013. Among its offers, it is the Home Credit Product Loan that brought the consumer finance product provider giant to popularity. Many people have availed the offer and got their target gadget, technology, and appliance without paying for them in full.
Under the Product Loan offer, the consumer finance product provider giant finances the purchase of a qualified client, thus, the client does not need to pay for it under a one-time full payment. Good-payers of the loan are also usually offered the Home Credit Cash Loan.
The loans of Home Credit Philippines boast the lowest interest and monthly rates, flexible payment options, and fast and easy application process. With regards to the Home Credit Cash Loan offer, it is multi-purpose.
You may apply for the cash loan offer to make a personal purchase, fund an event, travel, boost the working capital of your business, etc. It is one of the cash loan offers with the shortest eligibility criteria and documentary requirements for application.
Who are qualified to apply for the Home Credit Cash Loan offer? Here are the eligibility requirements set by the consumer finance product provider giant under the offer:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
Another good news is that the loanable amounts under the Home Credit Cash Loan offer provides a huge range. Here are the borrowing amounts allowed under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
Do you want to borrow Php 50,000 under the Home Credit Cash Loan offer? You can check an estimate of the monthly amortizations ahead. There is a processing fee of P500.00, thus, you will get a loan proceed of Php 49,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱9,534.99 per month |
| 9 months | ₱6,721.59 per month |
| 12 months | ₱5,324.52 per month |
| 18 months | ₱3,946.46 per month |
| 24 months | ₱3,275.98 per month |
| 30 months | ₱2,888 per month |
| 36 months | ₱2,640.68 per month |
| 45 months | ₱2,409.25 per month |
| 48 months | ₱2,355.09 per month |
| 60 months | ₱2,205.91 per month |
In applying for the loan offer, you need to present at least one (1) primary ID or two (2) secondary IDs. Here is a guide:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The Home Credit may approve the loan application in as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.