Guide on SSS Loans Qualified Members May Apply For
SSS LOANS 2025 – You can check here the full list of loan offers of the Social Security System and their features and application process.
In the Philippines, millions of Filipinos are members of the Social Security System. Countless Filipinos regularly post monthly contributions to keep their accounts updated and maintain eligibility to the different SSS loans which can be a preparation against certain instances.
Aside from the benefit offers of the Social Security System, the social insurance giant also has the Salary Loan, Housing Loan, and the Calamity Loan offer. Here are the SSS loans that members of the social insurance institution may apply for:
SSS Salary Loan
The Salary Loan or also called the SSS cash loan offer was crafted to provide short-term financial solutions to members. You may apply for it to make a personal purchase, travel, host an event, expand your business, etc.
The SSS cash loan offer is open for member-borrowers who have posted at least 36 monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.
SSS Housing Loan
The Housing Loan offer of the Social Security System is intended to finance house repairs and home renovations or improvements. It can finance both major and minor house repair and home improvement purposes which may include the following:
- Major repairs, particularly for dilapidated and structurally unsafe housing units
- Improvements which shall apply to:
- completion of an occupied bare house
- extension or expansion and enhancement of economic and aesthetic value of an existing housing unit. Said improvements shall be permanently attached to the house
- installation of deep well and motor pump
- construction of concrete fence and steel gate
The SSS Housing Loan offer is open for SSS members who have at least thirty-six (36) months contributions and twenty-four (24) continuous contributions in the period prior to application.
SSS Calamity Loan
Also one of the SSS loans is the Calamity Loan offer that was crafted that members may turn to when a natural disaster has struck and left their place in a State of Calamity. It is open for member-borrowers with at least thirty-six (36) monthly contributions, six (6) of which should be posted within the last twelve (12) months prior to the month of filing of application.
The SSS Calamity Loan is a turn to for members in times of inevitable calamities, thus, it is an edge to maintain a qualified account.