Guide on PhilHealth Contribution Rate 2025 for Members
PHILHEALTH CONTRIBUTION RATE 2025 – For members earning P10,000 per month and below, here is a guide on the premium rate set by the Philippine Health Insurance Corporation.
In the Philippines, the national state health insurer is the Philippine Health Insurance Corp. or more popularly known as PhilHealth. It has a multi-million member populace as a huge part of the Filipino populace rely to the “more affordable” health insurance offered by the state entity.
Undeniably, the premiums set by the Philippine Health Insurance Corp. is way lesser compared to the monthly fees under private health insurance policies — but they have different coverage and packages. To maximize the benefits provided by the state-run health insurer, it is important for one (1) member of PhilHealth to have an updated account as the benefits may extend to the beneficiaries.
The PhilHealth member populace is composed of both direct and indirect contributors. Most often, companies and employers in the public and private sectors mandate a membership to the state-run health insurer among its workers. Its member populace is composed of the following:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
An active membership to PhilHealth is an excellent preparation for unforeseen circumstances. Furthermore, the benefits for the members include both emergency and non-emergency cases. What is important is to keep your account updated and you can start by checking the PhilHealth Contribution Rate 2025.
The PhilHealth Contribution Rate 2025 is dependent on the income of the member. It is important to post the exact premium to keep your account valid. It is important to check the contribution rate set for your salary bracket.
The PhilHealth premium this year is based on a maximum of 5% contribution rate based on the salary of the member. If you are a direct contributor of the state health insurer who is earning not more than Php 10,000 per month, your PhilHealth Contribution Rate is Php 500.00.
How about the benefits and packages for the PhilHealth members? It is important to know what is on the other side of regularly posting premiums. Here is a guide on the coverage of an active membership to the state health insurer:
You can pay for your PhilHealth contribution monthly, quarterly, or semi-annually basis.