Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P25,000.00 under this customer finance product.
Nowadays, countless Filipinos across the nation have multiple financial solutions in times of need for cash. Home Credit Philippines is one of the entities that provide financial solutions and millions of Pinoys have access to its offers.
Home Credit Philippines is operating in the country for more than a decade now since 2023. It is most prominent for its financing service. The Home Credit Product Loan can finance the purchase of appliances, gadgets, furniture, etc. In fact, countless Filipinos were able to achieve their target mobile phones and laptops because of the said offer.
Aside from the product financing service, the consumer finance product provider also has the Home Credit Cash Loan offer which is usually extended to good-paying clients of the Product Loan. It can fund several purposes including the financing of a personal purchase, an event, traveling, boosting the business capital, etc.
Home Credit Philippines has several loan offers. All its loan offers are packed with excellent features which are the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
To qualify for the Home Credit Cash Loan offer, the applicant must meet the eligibility requirements set by the consumer finance product provider. Here is the eligibility criteria set by HC in applying for the offer:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
The consumer finance product provider has set a range of loanable amounts under its cash loan offer although the specific borrowing amounts are on a case-to-case basis. It is dependent on the offer of the lending entity. Here is the range of the borrowing amounts allowed under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 25,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 24,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱4,767.50 per month |
| 9 months | ₱3,360.79 per month |
| 12 months | ₱2,662.26 per month |
| 18 months | ₱1,973.23 per month |
| 24 months | ₱1,637.99 per month |
| 30 months | ₱1,444 per month |
| 36 months | ₱1,320.34 per month |
| 45 months | ₱1,204.62 per month |
| 48 months | ₱1,177.55 per month |
| 60 months | ₱1,102.95 per month |
Are you interest to apply for the Home Credit Cash Loan offer? You need to prepare at least one (1) primary ID or two (2) secondary IDs for the application process. Here are the options on the documents that you may present in the application:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
All Home Credit loan applications are subject to the consumer finance product provider but the approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.