Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P70,000.00 under this customer finance product.
In the Philippines, not only banks but as well as lending companies and other financial institutions got offers for qualified individuals who are in need of cash. One of these loan-providing entities is the Home Credit Philippines.
The Home Credit Philippines is a consumer finance product provider which is now one of the giants in the field of product financing. Undeniably, the Home Credit Product Loan is the most popular among the offers of the loan-providing entity which is operating in the country since 2013.
Under the Home Credit Product Loan offer, the consumer finance product provider may finance the purchase of your target appliance, mobile phone or any gadget, furniture, etc. There is another offer that awaits clients who have good credit records with regards to their Product Loan. You may be offered the Home Credit Cash Loan.
All the loan offers of Home Credit Philippines including its cash loan offer is packed with excellent features. You may get to enjoy the following under its offers:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
If you have a Home Credit Cash Loan offer and is planning to consider applying for the loan, it is best to check on the qualifications set by the consumer finance product provider under the offer. To qualify for the loan offer, here are the eligibility requirements you should meet:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the Home Credit Cash Loan offer? The borrowing amounts may actually vary but the consumer finance product provider has set a range of the loanable amounts which are the following:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 70,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 69,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱13,348.99 per month |
| 9 months | ₱9,410.22 per month |
| 12 months | ₱7,454.33 per month |
| 18 months | ₱5,525.04 per month |
| 24 months | ₱4,586.38 per month |
| 30 months | ₱4,043.19 per month |
| 36 months | ₱4,043.19 per month |
| 45 months | ₱3,372.95 per month |
| 48 months | ₱3,297.13 per month |
| 60 months | ₱3,088.27 per month |
Proof of identity is needed in applying for the Home Credit Cash Loan offer. You may prepare and present at least one (1) primary ID or two (2) secondary IDs in applying for the loan offer. Here is a guide:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit Philippines assesses all the loan applications. The approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.