Guide on PNB Personal Loan Requirements You Must Submit To Apply
PNB PERSONAL LOAN REQUIREMENTS 2025 – You can check here the qualifications and the documents required in applying for the cash loan offer.
Are you looking for a bank that can provide excellent solutions to your financial needs? You are probably in need of offers like those of the Philippine National Bank or more popularly known as PNB.
The Philippine National Bank is one of those banks that are providing excellent offers to the Filipino people for decades now — in the case of the PNB, since 1916. It is a trusted banking entity in the country with millions of clients not only in the Filipinos but as well as abroad.
The Philippine National Bank has several loan offers that can help provide for the financial needs for multiple purposes or meet goals. Aside from the PNB Housing Loan and the PNB Auto Loan, the bank also has the PNB Personal Loan, a multi-purpose cash loan offer that you can turn to for travel funds, to boost your business capital, to make a personal purchase, etc.
The PNB Personal Loan offer is open for both employed and self-employed individuals. Before checking the PNB Personal Loan requirements that you need to prepare and submit to the bank for the loan application, it is important to check first the qualifications for application.
Who are qualified to apply for the cash loan offer? Here are the eligibility criteria that the loan application should meet:
- Filipino citizens
- at least 21 years old at the time of the loan application but not more than 65 years old upon the loan maturity
- earning a minimum annual gross income of Php 120,000
The list of PNB Personal Loan requirements is short. To ensure that the application process is smooth, it will help a lot if you will prepare all the documents required by the bank ahead of time. Make sure that you have the following:
- PNB Personal Loan Application Form with Auto-Debit Arrangement (ADA) Enrollment Form
- Proof of Residence/Proof of Billing
- Income Documents
- one (1) Valid Identification Document (ID) with your signature and photo
Primary IDs
any of the following:
- Philippine Identification Card (PhilID) issued by the Philippine Statistics Authority (PSA) under the Philippine Identification System (PhilSys)
- Valid Passport
- Driver’s license
- Unified Multi-Purpose ID
- Digitized BIR TIN Card
- SSS ID
- GSIS e-Card
- PRC ID
- IBP Lifetime Membership ID
- NBI Clearance
Secondary IDs
any two (2) of the following:
- Police Clearance
- Digitized Postal ID
- Voter’s ID
- Tax Identification Number Card
- Barangay Certification
- Senior Citizen Card
- MARINA Professional Identification Card
- OWWA ID
- OFW ID
- Seaman’s book
- Government Office and GOCC ID (e.g., AFP, HDMF IDs)
- Certification from NCWDP
- DSWD Certification
- IBP ID
- Phil-Health ID Health Insurance Card ng Bayan
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- Persons with Disability (PWD) Identification Card
Aside from the loans, the Philippine National Bank also offers credit cards — like the PNB Visa Classic Credit Card.