Guide on PNB Visa Classic Credit Card Features & Requirements for Application
PNB VISA CLASSIC CREDIT CARD – Here are the features of this credit card offer of the Philippine National Bank or more commonly called PNB.
One of the trusted credit card providers in the country is the Philippine National Bank or more popularly called PNB. It is one of the biggest banking entities in the country with both personal and business offers.
The PNB offers both personal and corporate banking. Aside from the PNB loans, it has several credit card offers packed with excellent features and benefits for the cardholders. One of the amazing offers is the PNB Visa Classic credit card.
The PNB Visa Classic is a credit card that pays back the cardholders through interest rebates. Here are some of the best features of this credit card offer:
- enjoy 1% rebates on your revolved interest
- FREE annual fee for life for all supplementary cards
- enjoy low annual fees
- secured transactions using your PNB Visa Classic credit card through the Card Protect feature
- enjoy contactless payment anywhere you are
- pay your bill in Philippine Peso even for foreign transactions
- online and worldwide acceptance
- access to cash advance of up to 30% of the credit limit
- enjoy multiple installment options to make things so much easier for you
- up to Php 250,000 Purchase Protection Insurance coverage for the items charged to the card against accidental damage
- up to Php 1 million travel insurance coverage when the travel ticket is charged to the PNB Visa Classic credit card
Who are qualified to apply for the credit card offer? Here are the eligibility requirements set by the Philippine National Bank in applying for the credit card offer:
- at least 21 years old but not more than 65 years old at the time of the credit card application
- with an annual income of at least Php 120,000
The credit card offer is open for both employed and self-employed Filipinos. Here are the documents required in applying for the PNB Visa Classic credit card offer:
Employed Filipinos
- latest one (1) month payslip or Certificate of Employment indicating the Gross Income, Date Hired, and Position or ITR or active principal credit card number with at least 1 year membership
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Self-Employed Filipinos
- Latest Income Tax Return with BIR Stamp and latest Audited Financial Statement
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Foreign National
Option 1
- Passport
- Alien Certificate of Residence (ACR)
- Proof of billing (for non-carded or non-depositor)
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
- And any of the following:
- National ID
- Internal Revenue Service (IRS) ID
- Social Security Number (SSN) ID
- Driver’s License
- Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC
Option 2
- Passport
- Unexpired Philippine Retirement Authority ID (PRA) or Special Resident Retiree’s Visa (SRRV)
- Proof of billing (for non-carded or non-depositor)
- Utility bills (electricity, telephone, etc.) or credit card statement of account
- And any of the following:
- Bureau of Immigration Approved Order
- Certificate of Deposit issued by the Bank where the PRA/Visa is deposited
