Guide on PNB Loans 2024 & their Qualifications
PNB LOANS 2024 – Here are the loan offers of the Philippine National Bank and the features and qualifications for each offer.
One of the biggest and most trusted banks in the country is the Philippine National Bank that is serving the country since 1916. Its main branch is in Manila and it has several offers encompassing both personal and corporate products and services.
Among the offers of the Philippine National Bank are loans. Their offers have helped countless Filipinos during the most financially-challenging situations or in the pursuit of achieving a goal.
Here are the PNB loans 2024 and the qualifications in applying for the loan offers:
PNB Personal Loan
The Philippine National Bank offers the Personal Loan, a PNB cash loan offer that is multi-purpose and can be an excellent solution for multiple cash needs. The bank has cited the loanable amount under the PNB cash loan offer and here are the qualifications for application:
- Filipino citizens
- 21 years of age and above at the time of the loan application
- not more than 65 years of age upon loan maturity
- Employed or self-employed individual with a minimum annual gross income of Php 120,000
PNB Auto Loan
The PNB Auto Loan offer is also one of the PNB loans that you might like to apply for. It is ready to finance the acquisition of both brand new and pre-owned vehicles. Under the offer, you may borrow up to 80% of the selling price of the car. Here are the qualifications set by the bank:
- a Filipino citizen or Foreigner based in the Philippines with valid Alien Certificate of Registration (ACR)
- age is between 21 to 65 years old at the time of loan maturity
- permanently employed for at least 1 year
There are documentary requirements for the PNB Auto Loan offer application process.
PNB Housing Loan
Also one of the PNB loans 2024 is the PNB Housing Loan offer that can finance a purchase of lot, house and lot, condominium unit, or a townhouse; a house Ccnstruction; a home renovation; and a refinancing or take-out of existing loans. Here are the qualifications set by the PNB in applying for the offer:
- a Filipino Citizen
- at least 21 years old at the time of the loan application
- 65 years old and below upon the loan maturity
- employed or self-employed with a stable source of income
There are documentary requirements for the PNB Housing Loan application.