Guide on PNB Housing Loan Requirements 2024 for the Application Process
PNB HOUSING LOAN REQUIREMENTS 2024 – Here are the documents required in applying for the Philippine National Bank loan offer.
One of the most trusted banks in the country with a home loan offer is the Philippine National Bank or more popularly called PNB. It has several branches across the nation thus its offers is highly-accessible to countless Filipinos.
Are you planning to get a residential property soon but you want to do it under a loan? You may turn to the PNB Housing Loan offer. The bank has multiple loan offers which include the PNB Cash Loan offer. With regards to the home loan offer, it can finance your purchase of a residential property, a house construction, or home renovation.
The PNB Housing Loan offer is also open to refinance an existing home loan to another entity. You just have to prepare and submit the PNB Housing Loan requirements for application.
The PNB Housing Loan requirements may vary depending of you are locally-employed, self-employed, or an overseas Filipino worker (OFW). Here’s a guide on the documents that you need to prepare:
Locally-Employed Individuals
- duly-accomplished and signed PNB Housing Loan Application Form
- clear copy of one (1) Valid ID of Borrower/Spouse/Co-borrower/signatories of the loan
- any of the following income documents:
- Latest Certificate of Employment with Compensation
- Latest ITR (Income Tax Return)
- Latest 3 mos Payslip
Self-Employed Individuals
- duly-accomplished and signed PNB Housing Loan Application Form
- clear copy of one (1) Valid ID of Borrower/Spouse/Co-borrower/signatories of the loan
- any of the following income documents:
- 6 months Bank Statement
- ITR or Annual Financial Statement
Individuals with Corporate Business
- duly-accomplished and signed PNB Housing Loan Application Form
- clear copy of one (1) Valid ID of Borrower/Spouse/Co-borrower/signatories of the loan
- 6 months Bank Statement
- SEC Registration
- General Information Sheet
- TR/AFS
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed PNB Housing Loan Application Form
- clear copy of one (1) Valid ID of Borrower/Spouse/Co-borrower/signatories of the loan
- any of the following income documents:
- Latest contract of Employment
- Latest Certificate of Employment with Compensation
- Latest 3 mos Payslip
Aside from the personal documents, there are also some collateral documents that are part of the PNB Housing Loan requirements for application. Here’s a guide:
Collateral Documents
- General Requirements:
- Copy of collateral Title (TCT,CCT)
- Copy of Tax declaration on Land &/or building
- Lot Plan and Vicinity Map
- For Construction Purpose:
- Building/Floor Plan Building
- Specification
- Bill of Materials
- For Acquisition from Accredited Developer:
- Contract to Sell
- For Purchase of House and Lot/Vacant Lot
- Deed of Absolute Sale or Contract to Sell
- Refinancing/Loan Take-out:
- Statement of Account from Mortgagee bank
