Check Here the BPI Big Bike Loan Interest Rate & Amounts You May Borrow
BPI BIG BIKE LOAN INTEREST RATE 2025 – Here’s a guide on the interest rate implemented by the Bank of the Philippine Islands and the loanable amounts.
Are you excited to have your dream bike soon? You don’t have to wait for so long until you can pay for it in cash. Undeniably, a loan now is considered a wise move in huge purchases. While some people worry about the interest, the amount that the selling price of your target unit may grow overtime may be more than what you will have to pay for the interest if you will get it now.
In the Philippines, there are some banks that do not only offer car loans but as well as motorcycle loans. However, only a few of these loan-providing entities are willing to finance the purchase of a big bike. One of them is the Bank of the Philippine Islands.
Aside from the BPI Motorcycle Loan that is ready to finance the purchase of regular motorcycles, the Bank of the Philippine Islands or more popularly called BPI also has the Big Bike Loan offer. It boasts its offer with an easy application process and reliability in transaction but it is important to first know the important details about the offer.
One good move to go is check the BPI Big Bike Loan interest rate. It actually depends on your chosen loan term and you have the option to repay the amount you borrowed in 12, 18, 24, or 36 monthly installments.
The BPI Big Bike Loan interest rate vary not only in terms of the loan tenor but as well as between the add-on rate and the effective rate. Here’s a guide:
| Term | Add-on rate | Effective rate |
| 12 | 8.83% | 15.92 % |
| 18 | 12.57% | 15.33% |
| 24 | 17.54% | 16.02% |
| 36 | 27.84% | 16.72% |
How about the loanable amounts under the Big Bike Loan offer? Here are the minimum and maximum borrowing amounts set by the bank under the offer:
- Minimum Loanable Amount — Php 100,000
- Maximum Loanable Amount — up to 70% of the purchase price of the big bike
According to BPI, the minimum unit price that can be financed under its loan offer is Php 200,000. Do you want to apply for the loan offer? It is open for both salaried and non-salaried individuals. Here’s a guide on the documents that you need to prepare for the loan application: