BDO Working Capital Loan Requirements 2025 — A Guide in Applying For It

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Lists of BDO Working Capital Loan Requirements 2025 & Qualifications

BDO WORKING CAPITAL LOAN REQUIREMENTS 2025 – Here is a guide in applying for this offer of the BDO Unibank.

You probably already have a glimpse of the best features of the Working Capital Loan offer of the trusted bank. It can provide you with either of the following:

  • Short-Term Loan
  • Credit Line
  • Post-Dated Check Discounting
  • Inventory Financing with Trust Receipt (IFTR)
  • Letters of Credit with Trust Receipt (LCTR)
BDO Unibank
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The BDO Working Capital Loan offers several choices that can ensure that you really get what is perfect and most suited for your business needs. The bank boasts its loan offer with an easy application process as well. This offer if best suited for:

  • one-time payments
  • recurring payments
  • pre or post-financing requirements
  • post-dated check discounting
  • supplier payments
  • domestic and international transactions
BDO

However, before deciding to apply for the BDO Working Capital Loan offer, it is important to know the eligibility criteria as well as the documentary requirements set for application. Here is the eligibility criteria set by the bank:

  • Pricing and costs should reflect market-based pricing.
  • The project should have long-term contracts from credit-worthy entities for the purchase of the project’s output and inputs such as fuel, raw materials, and operations and maintenance.
  • Total project cost should be comparable to projects of similar type and size for a particular market.
  • The project should have an appropriate allocation of risk to the parties best suited to manage those risks. Sensitivity analysis should result in a sufficient debt service coverage ratio to ensure regular debt servicing for the term of the debt.
BDO Working Capital Loan Requirements 2025
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Aside from the eligibility criteria, there are also documentary requirements for the BDO Working Capital Loan application. Here are the documents that you need to prepare and submit to the bank in applying for the loan offer:

  • SEC Papers, Articles of Incorporation, By-Laws, and latest General Information Sheet
  • List of top customers and suppliers with contact information
  • Bank Statements from the last six (6) months
  • Collateral documents:
    • If real properties:
      • copy of TCT
      • Tax Declaration
      • Lot plan
      • Vicinity map
    • If machinery:
      • Sales contract
      • Purchase order and brochure

To apply for the loan offer, bring your documents to a branch of BDO nearest to you. You might also like to check out another business loan offer of the reputable bank — the BDO Project Finance Loan.

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