Check Here the RCBC Personal Loan Requirements 2025 for Application
RCBC PERSONAL LOAN REQUIREMENTS 2025 – Self-employed applicants should submit the following documents in applying for the offer of Rizal Commercial Banking Corporation.
Are you looking for some financial solutions? In the Philippines, banks are among the entities that you may turn to. However, it is equally important to check not only the availability of the product but as well as the reputation of the loan provider. In the country, one of the trusted banks is the RCBC or the Rizal Commercial Banking Corporation.
The Rizal Commercial Banking Corporation is operating in the country for more than six (6) decades now. It has several loan offers as well as credit card offers. The loans offered by the bank includes both personal and business loan offers.
With regards to the personal loan offers of the Rizal Commercial Banking Corporation, aside from the RCBC Auto Loans, the reputable banking entity also offers the RCBC Personal Loan, a multi-purpose loan offer.
You may apply for the Personal Loan offer to pay for the school fees of your child, travel abroad, host an event, for medical emergencies, etc. The offer is open for both employed and self-employed individuals.
Before checking on the RCBC Personal Loan requirements for application, it is important to first check on the eligibility criteria in applying for the offer. If you are self-employed, to qualify for the loan offer, you should meet the following qualifications for application:
- at least 21 years old upon the loan application
- at most 70 years old upon loan maturity
- business profitably operating for at least 2 years
- should be carded or/ with credit history
- proof of income (3 months Bank statements) RCBC and/or with other banks
Are you decided to apply for the loan offer? Here are the RCBC Personal Loan requirements for self-employed individuals who want to apply for the loan offer:
- duly-accomplished and signed RCBC Personal Loan Application Form
- copy of one (1) valid government issued ID
- copy of any proof of income:
- Latest Income Tax Return (ITR) with BIR stamp/Form 2316
- Certificate of Employment and Income
- Latest 1-Month Payslip
There are additional RCBC Personal Loan requirements in the case of sole proprietorships, partnerships, and corporations. Here are the additional documents that may be required by the bank for application:
- For Sole Proprietorship: Mayor’s Permit or DTI registration
- For Partnership: Articles of Partnership, Certificate of SEC Registration and General Information Sheet (GIS), if applicable
- For Corporation: Articles of Corporation and By-Laws, Certificate of SEC Registration and General Information Sheet (GIS) Other Bank Statement of Account
Aside from the Personal Loan and the Auto Loans, the Rizal Commercial Banking Corporation also offers the RCBC Home Loans.