Guide on RCBC Regular Home Loan Requirements 2025 for Application
RCBC REGULAR HOME LOAN REQUIREMENTS 2025 – For self-employed individuals, here are the qualifications and the documents required in applying for the offer of Rizal Commercial Banking Corporation.
Are you excited to be living in your own house soon? Maybe now is the perfect time to take the step in achieving your dream. There are entities that are ready to help you and make the monthly installments really bearable while you enjoy comfort and privacy in your own space.
If you are ready to apply for a home loan, one of the most important steps to do is to find a reputable partner for your loan. In the Philippines, one of the trusted loan providers that you may turn to is Rizal Commercial Banking Corporation.
More popularly called RCBC, the Rizal Commercial Banking Corporation has several loan offers for both employed and self-employed individuals. Yes, those individuals who do not receive a fixed monthly salary but has a regular income may still qualify for its loan offers.
Aside from the RCBC Personal Loan offer which is a multi-purpose loan, the reputable banking entity also has the RCBC Home Loan offer that is ready to finance the acquisition of a real-estate property, a house construction or home renovation, as well as the refinancing of a home loan take-out.
There are varying RCBC Home Loan requirements for application. Before checking on the list of the documents that you need to prepare, it is best to first check on the qualifications for application. To be eligible to apply for the offer, you should meet the following eligibility criteria for application:
- Filipino Citizen or Dual Citizen
- If foreigner, must be married to a Filipino citizen
- at least 21 years old upon the loan application
- 65 years old and below upon the loan maturity
- must have a mobile number and a residence or office landline
- must have a mobile number and a residence or office landline
- business must be in profitable operations for the past 2 years
With regards to the RCBC Home Loan requirements for self-employed individuals, here are the documents required in applying for the offer:
- duly-accomplished RCBC Home Loan Application Form
- copy of TCT and Tax Declaration (Land & Improvement)
- Bill of Materials (Construction)
- Business Registration with DTI
- Audited Financial Statements
- ITR or bank statements
Aside from this loan offer, you might also like to check out the RCBC Cash Loan offer.