Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – Here is a guide on the monthly amortization if you will borrow Php 95,000 under this customer finance product.
Nowadays, many Filipinos have wide options in times of financial needs. Are you one of the people who received an offer from Home Credit Philippines?
The Home Credit Philippines is one of the most popular and trusted loan-providers in the country now. Before checking on its offers, a quick recall of its history would be good. The consumer finance product provider started operating in the country in 2013.
Prior to operating in the Philippines, Home Credit is already a finance product provider in several countries and territories abroad. In PH, it rose to prominence fast through the Home Credit Product Loans that offer financing in the acquisition of a gadget, an appliance, and a furniture.
Home Credit Philippines now has a wide range of offer. It did not only lengthen the list of its offers but it also made sure that its offers are equipped with excellent features such as the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Good payers of the Home Credit Product Loan may be offered the Home Credit Cash Loan. It is a multi-purpose loan that you may apply for to meet medical emergencies, make a personal purchase, travel, host an event, etc.
Who are qualified to apply for the Home Credit Cash Loan offer? Here are the eligibility requirements to qualify for the loan application:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
With regards to the loanable amounts under the Home Credit Cash Loan offer, the consumer finance product provider also provides a good range. Here is a guide on the minimum and maximum loanable amounts under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 125,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 124,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱23,837.48 per month |
| 9 months | ₱16,803.96 per month |
| 12 months | ₱13,311.29 per month |
| 18 months | ₱9,866.14 per month |
| 24 months | ₱8,189.96 per month |
| 30 months | ₱7,219.99 per month |
| 36 months | ₱6,601.71 per month |
| 45 months | ₱6,023.12 per month |
| 48 months | ₱5,887.73 per month |
| 60 months | ₱5,514.77 per month |
In applying for the Home Credit Cash Loan offer, you will have to present at least one (1) primary identification document (ID) or two (2) secondary IDs. Here’s a guide on the ID that you may present:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit evaluates all loan applications. The approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.