Guide on PhilHealth Contribution Rate 2025 for Members
PHILHEALTH CONTRIBUTION RATE 2026 – For members earning more than P10,000 per month but less than P100,000, here is a guide on the premium rate set by the Philippine Health Insurance Corporation.
Undeniably, many Filipinos already find it hard to budget their monthly salary among the family’s food expenses, the school fees of the children, the daily transportation to work and school, the utility bills, and many other basic concerns. Not everyone affords a monthly premium for a health insurance policy offered by the private health insurers. Are you one of these people?
In the Philippines, if your monthly salary is just almost enough to survive, a health insurer that you may turn to for preparation when medical situations take place is the Philippine Health Insurance Corporation. More popularly called PhilHealth, it is a state-run health insurer with a multi-million member populace.
If you are a PhilHealth member, you have something to turn to in both emergency and non-emergency cases. The state-run health insurance entity is in the service of the Filipino people for decades now since 1995.
The PhilHealth member populace is composed of both direct and indirect contributors. Here is a guide on the members of the state-run health insurer:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
To ensure that you have something to turn to when unwanted but inevitable medical situations come your way, it is important to ensure that you pay the right premium to keep your account active. Do you wish to check on the PhilHealth Contribution Rate 2026 ahead?
The PhilHealth Contribution Rate 2026 is on a case-to-case basis depending on the monthly income of the member but there is a fixed percentage rate applied for all. According to the state-health insurer, for next year, the premium rate will remain at 5% — the maximum percentage rate.
Thus, with regards to members who earn at least Php 10,000.01 but not more than Php 99,999.99 every month, the PhilHealth contribution this 2026 is between Php 500.00 to Php 5,000.00 depending on the actual monthly income of the member.
Do you want to know the benefits and packages that PhilHealth offers to its members? Here’s a guide:
The members of PhilHealth have the options with regards to the payment of the premium. You can do it monthly, quarterly, or semi-annually basis.