Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P85,000.00 under this customer finance product.
Are you in need of cash? You might have received an offer from Home Credit Philippines which you are thinking about applying for. It is best to know the lender and the features under the offer first and you can have them below.
The Home Credit Philippines is one of the most popular loan providers in the country now. It is operating in the country since 2013 and has widely grown its offers as well as the features under each. Countless Filipinos were able to achieve their target gadgets through the help of the consumer finance product provider.
Undeniably, the most popular offer of the consumer finance product provider is the Home Credit Product Loan. It is the offer that has helped countless Filipino achieved their target gadget, appliance, and furniture. There is also an additional offer for good payers of this loan offer — the Home Credit Cash Loan.
The Home Credit Cash Loan is a multi-purpose loan offer that you may apply for to make a personal purchase, get your car repaired, travel, treat your family and friends, expand your business, etc. It is usually extended to clients of the Product Loan who have excellent credit records.
Thus, there is really an advantage in paying for your monthly amortization on time. This loan offer is also packed with excellent features such as the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
There is only a short list of qualifications in applying for the loan offer. To qualify, here are the eligibility requirements for application:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the Home Credit Cash Loan offer? While the borrowing amounts depend on the offer, here is the range of the loanable amounts under it:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 85,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 84,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱16,209.48 per month |
| 9 months | ₱11,426.70 per month |
| 12 months | ₱9,051.68 per month |
| 18 months | ₱6,708.98 per month |
| 24 months | ₱5,569.17 per month |
| 30 months | ₱4,909.59 per month |
| 36 months | ₱4,489.16 per month |
| 45 months | ₱4,095.72 per month |
| 48 months | ₱4,003.65 per month |
| 60 months | ₱3,750.04 per month |
In applying for the loan, you need to present at leas one (1) primary ID or two (2) secondary IDs. Here is a guide on the identification documents that you may present:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit Philippines reviews all the loan applications. The loan application can be approved in as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.