Guide on RCBC Loans 2025 You Might Like to Apply For
RCBC LOANS 2025 – You can check here the full list of the loan offers of Rizal Commercial Banking Corporation and their amazing features.
Are you looking for a reputable bank that can provide you with the best loan offers? In the Philippines, one of the trusted banking entities that you may turn to is the Rizal Commercial Banking Corporation or more popularly called as RCBC.
The RCBC is operating in the Philippines since 1960. It has earned the trust of millions of Filipinos not only in the country but as well as abroad with its excellent offers — a wide variety of bank accounts, loans, credit cards, investment products, finance services, and a lot more.
Below, you can see an overview of the RCBC loans that you might like to apply for. We’ve created special features for each loan offer which you may also check to know more details about them.
RCBC Home Loan
The Rizal Commercial Banking Corporation offers a Home Loan that is ready to finance the purchase of a residential real estate property, a house construction, and a home renovation. It offers low downpayment at 20% of the selling price of the target property or the bill of materials of the project.
The RCBC Home Loan offer is open for both employed and self-employed applicants. Here are the qualifications under the loan:
- Filipino Citizen or Dual Citizen
- If foreigner, must be married to a Filipino citizen
- at least 21 years old upon the loan application
- 65 years old and below upon the loan maturity
- must have a mobile number and a residence or office landline
- with a minimum employment tenure of 1 year or operating a business that is in profitable operations for the past 2 years
- with a minimum gross monthly income of Php 40,000
- If OFW, must have worked abroad for at least 2 consecutive years
Do you want to know more about the RCBC Home Loan offer?
RCBC Auto Loan
Also one of the RCBC loans is the Auto Loan that is ready to finance the purchase of both brand new and pre-owned vehicle. It boasts its loan offer with as fast as one-day loan application approval.
To qualify for the loan offer, the loan applicant should meet the following eligibility requirements:
- Filipino Citizen or Dual Citizen
- at least 21 years old upon the loan application
- 70 years old and below upon the loan maturity
- must have a mobile number and a residence or office landline
- with a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000
- if self-employed, business must be in profitable operations for the past 2 years
The RCBC Auto Loan offer is packed with excellent features. It will be best to visit our special feature of the offer to know more about it.
RCBC Personal Loan
Among the RCBC loans is the Personal Loan which is also called the cash-loan offer. It is multi-purpose — may be applied for to fund a personal purchase, a travel, an event, a car repair, etc. The offer is open for the following:
- at least 21 years old upon the loan application
- at most 70 years old upon loan maturity
- employed with a permanent employment status or self-employed operating a profitable business for at least two (2) years
- with a gross monthly income salary of at least P15,000 (with credit history) ; P25,000 for applicants who have none
The RCBC boasts its loan offer with competitive interest rates, flexible payment terms, and high loanable amounts. You may visit the RCBC Cash Loan to know more about it.
RCBC Salary Loan
If you are a business owner, you may also get your company or business accredited to RCBC. It has a special RCBC Salary Loan offer for the employees of accredited companies who meet the following qualifications for application:
- regular employees with at least 2 years tenure
- Filipino or permanent resident alien
- at least 21 years old at the time of the loan application but not more than 65 years old upon the loan maturity
- with minimum gross monthly income of P10,000
- amortization should not be more than 30% of Gross Monthly Income
Do you want to know more about this RCBC Salary Loan offer?