Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P10,000.00 under this customer finance product.
Are you in need of some money and you just received an offer from Home Credit? Now is possibly the best time to know about the amazing offers of the consumer finance product provider giant.
Before checking on the features of the Home Credit Cash Loan offer, it is best to first recall the history of the reputable finance service provider. Its operation in the Philippines began in 2013. Prior to it, it already operations in other nations and territories abroad.
In the Philippines, Home Credit rose to the pedestal fast through its Home Credit Product Loan offer. Countless Filipinos were able to acquire their target mobile phones, appliances, and furniture through it.
Through the years, Home Credit PH continued to expand its offers. Good-payers of the Product Loan now have the chance to receive a Home Credit Cash Loan offer from the consumer finance product provider.
The Home Credit Cash Loan offer is a multi-purpose loan that can provide your financial needs for different purposes. Whether it is for traveling, for making a purchase, for hosting an event or repairing your car, you may apply for the loan offer.
Home Credit equipped its loan offer with easy application process, low interest and monthly rates, and flexible payment options. It is open for Product Loan clients who meet the following eligibility criteria:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the cash loan offer? While the offers may bring loanable amounts that vary, here is the range of the borrowing amounts allowed under the offer?
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 10,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 9,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱1,907 per month |
| 9 months | ₱1,344.32 per month |
| 12 months | ₱1,064.90 per month |
| 18 months | ₱789.29 per month |
| 24 months | ₱655.20 per month |
| 30 months | ₱577.60 per month |
| 36 months | ₱528.14 per month |
| 45 months | ₱481.85 per month |
| 48 months | ₱471.02 per month |
| 60 months | ₱441.18 per month |
To apply for Home Credit Cash Loan, you just have to prepare at least one (1) primary ID or two (2) secondary IDs. You may choose from the following:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit Philippines has the sole authority to review all the loan applications. Meanwhile, the loan application approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.