List of SSS Cash Loan Requirements 2026 Member Must Submit To Apply
SSS CASH LOAN REQUIREMENTS 2026 – In case the application will be filed by you as the member, here are the documents required by the Social Security System.
One of the best preparations not only for the future but as well as against the inevitable circumstances like medical emergencies that can result to financial needs is to maintain an active membership to a social insurance institution. In the Philippines, one of the two (2) social insurance giants is the Social Security System or more popularly called SSS.
Most of the members of the SSS are individuals who are working in the private sector as well as self-employed individuals. Those Filipinos who are working in the government has the Government Service Insurance System or GSIS for their social insurance.
The Social Security System got several SSS loans that members may apply for. One of them is the Salary Loan offer or also called as the cash loan offer. It is a multi-purpose loan, thus, you may apply for it to travel, make a purchase, boost your business’ capital, host an event, etc.
The Salary Loan offer of the Social Security System is open for both salaried and non-salaried members of the state-run entity. It is also open for qualified members whether you are under a compulsory coverage or a voluntary coverage.
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
Before checking on the SSS cash loan requirements for application, it is important to first check on the eligibility criteria set by the social insurance giant for a member to qualify to the loan offer. Here are the qualifications under the said multi-purpose cash loan offer:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
There is a very short list of SSS cash loan requirements for application. If you are the member-borrower who will process or file the loan application yourself, here are the documents that the social insurance giant requires for submission:
- duly-accomplished Member Loan Application Form
- SSS digitized ID or E-6 with any two (2) valid IDs (one of which with a recent photo)
The SSS cash loan requirements includes the presentation of two (2) valid identification documents. One of the IDs should have a photo. Here is a guide on the documents that you may choose from for your SSS loan application:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
Have you heard of the SSS benefits that members may apply for? Aside from the loan offers, there are these benefits offers that attend to different situations.