SSS Monthly Contribution 2026 for Locally-Employed Members — A GUIDE

Check Here the Table for the SSS Monthly Contribution 2026 for Members

SSS MONTHLY CONTRIBUTION 2026 – For locally-employed members of the Social Security System, there is a unique set of premiums to keep your account updated.

A huge part of the member populace of the Social Security System is composed of Filipinos who are employed in the private sector. Most private companies and offices in the country mandate an SSS membership among their employees to widen their options.

SSS

Thus, for these people, an SSS monthly contribution 2026 is part of the deduction from their salary every month. It is the key to maintain an active membership to the social insurance giant and ensure that you have something to turn to in times of calamity, disability, unemployment, sickness, etc.

SSS Monthly Contribution 2026
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To maintain an active account to the Social Security System, it is important to not only post the premium every month but to ensure that you are paying the exact SSS monthly contribution 2026. Before that, here are the members of the SSS member populace:

  • Employee
  • Employer (Business or Household Employer)
  • Self-Employed
  • Househelper or Kasambahay
  • Overseas Filipino Workers (OFW) (land-based and sea-based, except for Filipino permanent migrants, including Filipino immigrants, permanent residents, and naturalized citizens of their host countries, who may be covered on a voluntary basis)

The Social Security System has several SSS Benefits as well as loan offers for its members. An active account is usually part of the eligibility requirements in applying for these offers. It has set varying SSS monthly contribution 2026 rates and we will update you here as soon as the social insurance giant has released it.

SSS

Members of the Social Security System with active accounts may qualify to the following loan offers:

SSS Salary Loan

This is a multi-purpose cash loan offer that you may apply for to travel, to make a personal purchase, to boost your business, etc. Here are the qualifications for application:

  • currently employed, self-employed, or voluntary member of the Social Security System
  • must have posted at least 36 monthly contributions in the SSS account
  • employer must be updated in the payment of the SSS contributions
  • has not received any final benefit from the SSS
  • 65 years old and below at the time of the loan application
  • has not been disqualified due to fraud committed against the SSS

SSS Housing Loan

The Social Security System is also ready to help its qualified members in achieving major house repairs or improvements like the construction of concrete fence and steel gate, the installation of deep well and motor pump, the extension or expansion and enhancement of economic and aesthetic value of an existing housing unit, etc. happen. Here are the qualifications under the offer:

  • member must have posted at least 36 monthly contributions with 24 continuous contributions prior to the application
  • not more than 60 years old at the time of application
  • not previously granted a repair and/or improvement loan by the SSS or NHMFC
  • not been granted final SSS benefits
  • borrower and spouse is updated in the payment of their other SSS loan(s)

SSS Calamity Loan

The SSS has also crafted a loan offer that members can turn to in times of natural disasters. Here are the eligibility criteria under it:

  • residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
  • registered on the My.SSS portal
  • has posted at least 36 monthly contributions
  • has not availed of final benefits
  • has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)

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