List of SSS Salary Loan Requirements 2026 Member Must Submit for Application
SSS SALARY LOAN REQUIREMENTS 2026 – For Social Security System members who will process their own applications, here are the documents required.
In the Philippines, one of the social insurance giants that provide several types of benefit and loan offers is the Social Security System or more popularly called as SSS. Are you planning to apply for the multi-purpose cash loan offer of the social insurance giant?
The majority of the members of the Social Security System (SSS) come from the private sector or are self‑employed, while government workers are under the coverage of the Government Service Insurance System (GSIS).
The Social Security System (SSS), a state-run social insurance giant in the Philippines, offers several loan programs that members can apply for. One of the most popular offers of the state entity is the Salary Loan, also known as the cash loan. It is a multi-purpose loan, meaning a member can apply for it for travel, purchases, business capital, events, and more.
The Salary Loan is available to both salaried and non-salaried members of the social insurance giant, whether covered under compulsory or voluntary membership.
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
Before reviewing the application requirements, it would be great and important to first check the eligibility criteria set by SSS to ensure that you are eligible for the loan:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
The list of documentary requirements for applying for the SSS cash loan offer is quite short. If you, as the member-borrower, plan to personally file your loan application, the social insurance giant only asks for a few documents.
- duly-accomplished Member Loan Application Form
- SSS digitized ID or E-6 with any two (2) valid IDs (one of which with a recent photo)
The list of requirements set by the Social Security System is fairly short. If you are personally filing your SSS Salary Loan application, you will need to submit two (2) valid identification documents, with at least one bearing your photo. You can check here below for a guide to the acceptable IDs you can present when applying for the offer:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
There are also several SSS benefits that members may apply for. You might like to check on the other offers of the social insurance giant.