List of SSS Salary Loan Requirements 2026 for Employers of Members
SSS SALARY LOAN REQUIREMENTS 2026 – If the loan application will be filed by the employer of the Social Security System member, here are the documents required.
There is a huge workforce of Filipinos working in the private sector in the Philippines. Thus, there are millions of Filipinos who are Social Security System members as an SSS membership is usually required by the private companies and employments.
The Social Security System offers several loan programs designed to meet the diverse needs of their members. Among them is the Salary Loan, a multi‑purpose cash loan that provides qualified members with accessible financial support when necessary.
The Salary Loan is open to both employed and self-employed members of the Social Security System. However, it is important to know that salaried members of the social insurance giant whose applications are filed through their employers must comply with a distinct set of requirements for application.
Before reviewing the documents that you will need for the loan applications filed through your employer, it’s helpful to recall the membership coverage offered by state-run social insurance giant. Membership falls under two categories which are the compulsory and voluntary.
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
Here are the eligibility requirements set by the Social Security System for the Salary Loan offer, based on their official guidelines:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
For Salary Loan applications filed by employers on behalf of their employees, the social insurance giant requires a specific set of documents to be submitted. Here’s a clear breakdown:
- duly-accomplished Member Loan Application Form
- Letter of Authority (LOA) from employer
- Member-borrower’s SS card or Application for SS card (SS Form E-6) acknowledgment stub and two (2) valid IDs
- two (2) valid IDs both with signature and at least one with photo
Here’s the official list of valid IDs accepted by the Social Security System in applying for the Salary Loan offer, provided they are within their validity period:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
The Social Security System made sure its members have several options that they can turn to in times of need for cash. You might also like to check the different SSS benefits that members may turn to.