Details about the Landbank Working Capital Loan 2026 Details & Application
LANDBANK WORKING CAPITAL LOAN 2026 – Here is a guide on the features of the offer as well as the requirements needed in applying for it.
Many people got business ideas in their minds but only a few were able to venture it out because of one common thing — insufficient working capital. The Landbank of the Philippines, a giant in its field, has actually come up with a solution for this problem that halted countless excellent ideas.
Landbank of the Philippines, a government‑owned bank that is in the service of the country for decades now, actually provides a range of loan products for both individuals and businesses. Among its personal loan options is the Landbank Home Loan, while its business offerings include the Landbank Working Capital Loan.
The Landbank Working Capital Loan is designed to support the day‑to‑day operations of businesses. It is not only available for agri‑businesses but as well as manufacturing and trading enterprises and service providers. Under this loan offer, the government bank can extend assistance in the following ways:
Short Term Loan Line
- purchase of raw materials or finished goods inventories
- financing of accounts receivable
- financing of contracts
Import/Domestic Letter of Credit (LC) / Trust Receipt (TR) Line
- payment for the importation of goods from local or offshore suppliers
Domestic Standby LC Line
- guarantee borrower’s performance of service or purchases from local suppliers
Domestic Bills Purchase Line
- purchase of check for immediate credit to deposit account without waiting for the clearing period
Are you thinking of applying for the Landbank Working Capital Loan to get that long-dream into reality? The requirements vary depending on whether your business is a sole proprietorship, a partnership, or a corporation. To start your application process, here’s a guide on the documents you’ll need to prepare and submit to the ban for the loan application:
For Single Proprietorships:
- LANDBANK Loan Application Form
- Bio-data of borrowers with passport-size ID picture
- Photocopy of Certificate of Registration with the
- Department of Trade and Industry
- Mayor’s Permit
- Photocopy of Internal Tax Revenue and audited (BIR-received) Financial Statement for the last three years
- Latest interim Financial Statement
- Projected income statement, balance sheet
- and cash flow statement with basic assumptions
- Brief history of the Business
For Partnerships:
- Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
- Certified True Copy of Articles of Incorporation/Partnership and by-laws Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
- notarized list of partners
- Bio-data of borrowers or proprietors, partners, key officers, Board of Directors with passport-size ID pictures
- Sworn Statement of Assets and Liabilities of borrowers/proprietors. partners, key officers, and Board of Directors
- photocopy of Internal Tax Revenue and audited (BIR-received)
- Financial Statement for the last three years
- Latest Interim Financial Statement
- Projected income statement, balance sheet, and cash flow statement with basic assumptions Brief history of the business
For Corporations:
- Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
- Certified True Copy of Articles of Incorporation/Partnership and by-laws Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
- notarized list of the following certified by the Corporate Secretary:
- Officers
- Board of Directors
- Principal stockholders and their stockholdings
- Bio-data of borrowers or proprietors, partners, key officers, Board of Directors with passport-size ID pictures
- Sworn Statement of Assets and Liabilities of borrowers/proprietors. partners, key officers, and Board of Directors
- photocopy of Internal Tax Revenue and audited (BIR-received)
- Financial Statement for the last three years
- Latest Interim Financial Statement
- Projected income statement, balance sheet, and cash flow statement with basic assumptions Brief history of the business
The government has a multitude of business loan offers. Another one that you might want to check out is the Landbank Term Loan.