Guide on the BDO Housing Loan Interest Rate 2026 Based on Applicant’s Status
BDO HOUSING LOAN INTEREST RATE 2026 – The BDO Unibank has set different interest rates for new and existing clients under the offer.
Are you excited to live under your dream house soon? You might be hesitant to apply for the loan as you have yet to know about the interest rate. Truth be told that checking out the interest rate is one of the most important thing that you can do before applying for a loan and the BDO Unibank has generously provided details about it under its own excellent offering.
Aside from the BDO Car Loan offer, the BDO Unibank also got the BDO Housing Loan offer that is ready to help you achieve the house of your dreams. In fact, the said excellent loan offer is open for several loan application purposes.
Under the BDO Housing Loan offer, you may apply for the loan to finance the purchase of a real estate property as well as a house construction or home renovation. Moreover, the loan offer is open for both salaried and non-salaried individuals.
In fact, not only individuals who have existing accounts with BDO Unibank but as well as those who do not have. The loan offer is open for new clients. How much is the BDO Housing Loan interest rate? That you can check below.
The BDO Housing Loan interest rate depends big on two (2) factors — the chosen fixing period and whether or not you are a new client of the bank. Here are interest rates for new clients:
Interest Rates for New Clients:
- 1 Year Fixed Period – 7.0% per annum
- 2 Years Fixed Period – 7.50% per annum
- 3 Years Fixed Period – 7.75% per annum
- 4 Years Fixed Period – 8.00% per annum
- 5 Years Fixed Period – 8.50% per annum
Here is a guide on the BDO Housing Loan interest rate for the existing clients of the bank who wants to avail the offer:
Interest Rates for Existing Clients:
- 1 Year Fixed Period – 6.75% per annum
- 2 Years Fixed Period – 7.25% per annum
- 3 Years Fixed Period – 7.50% per annum
- 4 Years Fixed Period – 7.75% per annum
- 5 Years Fixed Period – 8.25% per annum
The knowledge about the BDO Housing Loan interest rate will pave the way for an idea on how much you may be charged. The loan offer is open not only for locally-employed individuals but as well as self-employed individuals and overseas Filipino workers (OFWs).
There are varying requirements for application. Here is a guide on the documents required by BDO Unibank in applying for the loan offer: