Details about the BDO Housing Loan Amount 2026 & the Interest Rate, Requirements
BDO HOUSING LOAN AMOUNT 2026 – Here is the borrowing range under the BDO Unibank loan offer that has helped many Filipinos achieve their dream house.
One of the things that most people wish for is to have their own house aside form achieving their dream car. Truth be told that such dream usually needs thousands and thousands of money, thus, for many people, it takes them years and decades to achieve it. Meanwhile, nowadays, there are entities that can actually help you turn that dream into a reality sooner than you thought is possible.
Today, there are trusted banking entities that offer loans that can help you buy a residential property, build a house, renovate your home, or even access extra funds using your existing property. However, the question is — are you ready to take the first step towards achieving your dream house?
One of the most popular and trusted banks in the Philippines that many people turn to for loans is the BDO Unibank. Aside from the BDO Car Loan offer, the reputable banking entity that is in the service of countless Filipino people for decades already also has the BDO Housing Loan.
You might like to check certain features about the offer just like the BDO Housing Loan amount you may borrow under the offer, the interest rate, and the requirements. Before it, it is best to take a quick check on the loan purposes that this offer may cater:
- purchase of a real estate property
- house and lot
- townhouse
- condominium unit
- vacant lot
- house construction
- home equity loan
BDO’s Housing Loan is designed for individuals who are not below 21 years old upon the loan application and no older than 70 by the time the loan matures. Not only Filipino citizens but as well as foreign nationals who meet the income requirements may apply for the loan offer.
Whether you’re employed or self‑employed, you can qualify under the offer as long as you earn at least ₱50,000 per month or its equivalent in foreign currency if you are a foreign national. For employees who want to apply for the loan offer, you’ll need to have been with your current company for at least two (2) years. For entrepreneurs, your business should have been running profitably for at least two (2) consecutive years.
Overseas Filipino Workers (OFWs) may also apply for the loan offer. According to BDO Unibank, the same income requirement applies but the OFW loan applicant needs to have been employed abroad for at least two (2) to three (3) years.
How much is the BDO Housing Loan amount allowed for borrowing under this excellent offering of BDO Unibank? The borrowing amounts actually varies as there are certain consideration. Meanwhile, here are the minimum loanable amounts based on the target property to be acquired or the loan purpose:
- Minimum Loanable Amount
- House and Lot purchase — Php 500,000.00
- Townhouse purchase — Php 500,000.00
- House Construction — Php 500,000.00
- Condo Unit purchase — Php 300,000.00
Do you want to check on the BDO Housing Loan interest rate? Or you wish to proceed to the loan application process? There are varying requirements set by the BDO Unibank under the loan offer. Here’s a guide: