Guide on BDO Housing Loan 2026 Features & Application
BDO HOUSING LOAN 2026 – You can start the journey towards your dream house through the excellent offering of BDO Unibank.
Many people dream of finally living in their dream house but there is one common problem — not everyone actually takes the first step towards reaching the goal. Are you one of the few individuals who actually want to make that grand start happen now?
Yes, buying a house requires a lot of money. Meanwhile, there are now several entities that can finance most of the expenses in achieving your goal and you just have to repay them in monthly installments that your income can cater. One of these loan-providing entities is the BDO Unibank.
BDO Unibank is not only one of the most popular banks in the Philippines but also one of the most trusted banking entities. It got a BDO Housing Loan offer that has helped countless Filipinos and even foreign nationals achieve their dream house.
The BDO Housing Loan offer is open to finance several loan purposes. You may apply for it to fund the purchase of a real estate property (vacant lot, house and lot, residential lot, and condominium unit) as well as a house construction.
Aside from the above-mentioned usual purposes, qualified clients may also apply for the BDO Housing Loan offer to unlock funds through their residential property as the collateral. This option allows you to access cash for a variety of needs whether it’s medical expenses, travel, business ventures, or other personal financial goals.
The reputable banking entity offers a competitive BDO Housing Loan amount allowed for borrowing that is tailored to address different loan purposes. You might also like to check out these offers:
- All-in Financing — Loan-related fees can be financed and paid up to the term of your Home Loan.
- Built-in Insurance — Insurance Premium for 1 year coverage can be paid in 12 equal monthly installments without interest.
With regards to the BDO Housing Loan interest rate, it is dependent on the fixing periods. The bank has also set varying rates among the existing BDO clients and new clients.
To qualify for this excellent housing loan offer, the applicants must be at least 21 years old when they apply and not older than 70 at the time of the loan maturity. The program is open to both Filipino citizens as well as foreign nationals provided that the applicant meets the qualifications and the documentary requirements set under the loan product.
The requirements in applying for this BDO Unibank loan offer depends if you are a local employee, a self-employed individual, or an OFW. Here is a guide on the documents that you should prepare in applying for the loan: