Guide on BPI Personal Loan Interest Rate 2026 & Processing Fee
BPI PERSONAL LOAN INTEREST 2026 – Here are the interest rate and the other charges that the Bank of the Philippine Islands imposes.
In the Philippines, one of the entities that you may turn to in times of financial needs is the Bank of the Philippine Islands. More popularly called BPI, this bank has not only grown to be one of the biggest and the most popular banks in the country but it has also earned the trust of countless Filipinos.
Aside from the BPI Housing Loan offer, the Bank of the Philippine Islands also got the BPI Personal Loan offer which is multi-purpose. You can meet several purposes or targets under a single loan account with this offer.
You may apply for the BPI Personal Loan to travel, to beautify your home, to enroll in a course, to boost your business, etc. Below, you can check the details about the BPI Personal Loan interest offer to know another excellent feature that the reputable bank has equipped its offer with.
The BPI Personal Loan interest rate got 25.60% as its maximum annual contractual rate or ACR. The loan can be repaid for up to 36 months, thus, there is really an option if you want low monthly installments by stretching your loan term.
The BPI Personal Loan interest rate applies until the full repayment of the loan. The loan offer is open not only for locally-employed and self-employed individuals but as well as overseas Filipino workers (OFWs). Truth be told that it is inevitable that a financial need will arise even to OFWs who are earning in foreign currencies.
Aside from knowing the BPI Personal Loan interest rate, it is also best to be aware of the processing fee set by the bank under the loan offer. According to the bank, Php 1,500.000 will be charged as the processing fee in applying for the loan.
In applying for the loan, there are documents that you need to prepare and submit to the nearest branch of BPI to you. The list would depend if you are locally-employed, self-employed, or an OFW. Here’s a guide: