Guide on the PNB Loans Loanable Amount Set by PNB Savings Bank
PNB LOANS LOANABLE AMOUNT – Here is a guide on how much you can borrow from the loan offers of the PNB Savings Bank.
One of the subsidiary banks in the Philippines is the PNB Savings Bank. It is under the Philippine National Bank or more commonly known in the country as PNB.
Just like its mother banking company, the PNB Savings Bank has a lot of offers to the public. You may apply for different types of accounts depending on your needs or purpose, for a plan time deposit, or for a loan offer.
With regards to the PNB Savings Bank Loans, there are four(4) offers for the public:
- PNB Multipurpose Loan
- PNB Smart Auto Loan
- PNB Smart Home Loan
- PNB Small and Medium Enterprise (SME) Loan
In terms of PNB loans loanable amount, the bank has provided details on how much be borrowed under the home loan and auto loan offers.
Based on the official website of the bank, here is a list of the PNB loans loanable amount under the aforementioned loan offers:
PNB Smart Auto Loan
- Brand New Vehicles
- Minimum Loanable Amount – Php 300,000.00
- Maximum Loanable Amount – up to 80% of the purchase price
- Second-Hand Vehicles
- Minimum Loanable Amount – Php 150,000.00
- Maximum Loanable Amount – up to 75% of the appraised value
PNB Smart Home Loan
- Minimum Loanable Amounts
- For residential property purchase w/in Metro Manila – Php 750,000.00
- For residential property purchase outside Metro Manila – Php 500,000.00
- For lot purchase w/in Metro Manila – Php 500,000.00
- For lot purchase outside Metro Manila – Php 200,000.00
- Maximum Loanable Amounts
- For residential property – up to 80% of the appraised property value
- For lot property – up to 60% of the appraised lot value
With regards to the PNB Savings Bank multipurpose and business loan offers, most likely, the loanable amount will depend on the capacity of the applicant.
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
READ ALSO: PNB SAVINGS BANK LOANS – Full List of PNB Savings Bank Loan Offers
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