Guide on UnionBank World Wide Fund Visa Credit Card Features & Requirements for Application
UNIONBANK WORLD WIDE FUND VISA CREDIT CARD – You can check here the features and requirements in applying for this offer.
There are several perks and privileges in using a credit card if you are disciplined enough on when to use it. In fact, a lot of financially-intelligent individuals have multiple credit cards for their advantage. There are several banks in the Philippines that provide different credit cards with excellent features.
In the country, one of the reputable banks with multiple credit card offers is the UnionBank. In fact, it is one of the banks with the most number of credit card offers which are packed with big advantages for the cardholders.
Aside from the UnionBank U Visa Platinum Credit Card, the bank also has UnionBank World Wide Fund Visa Credit Card offer. What sets this credit card apart is that it paves the way for you to help the programs of the World Wide Fund which fund projects that benefit the nature.
What are the features and privileges of the UnionBank World Wide Fund Visa credit card? Here is a guide on what awaits the cardholders of this credit card offer:
- 50% of your annual fee helps support the programs of the WWF-Philippines for nature conservation and sustainability
- 0.5% of your spending at retail establishments using your UnionBank World Wide Fund Visa credit card goes to the nature-boosting WWF programs
- access to cash advance
- exclusive perks, freebies and privileges from countless partner merchants
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- up to 53 days credit term with zero interest
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- sharing of access with your family members through a Supplementary Card
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- worldwide acceptance of the UnionBank World Wide Fund Visa credit card
- convert your rewards points into something you enjoy
- convenience payment of bills through your UnionBank World Wide Fund Visa credit card
Who are qualified to apply for the UnionBank World Wide Fund Visa credit card offer? The eligibility requirements set by the bank requires the applicant to be at least 21 years old, must have a postpaid line or postpaid mobile phone, must be a resident of the Philippines or with a valid Philippine billing address, and must have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.
In case the credit card applicant has an existing credit card, the credit card account must be in good credit standing. To apply for the UnionBank World Wide Fund Visa credit card offer, there are documents that must be submitted to the bank.
The requirements in applying for the credit card offer varies depending if you are an employed or self-employed Filipino or a foreign national. Here’s a guide:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term