UnionBank U Visa Platinum Credit Card — ‘Less Fees, More Experience’

Guide on UnionBank U Visa Platinum Credit Card Features & Requirements for Application

UNIONBANK U VISA PLATINUM CREDIT CARD – You can check here the features and requirements in applying for this offer.

In the Philippines, one of the most trusted banks is the UnionBank. It is in the service of the Filipino people for several years now and it never fails to meet its clients’ expectations when it comes to finance products and services with excellent features.

UnionBank Philippines

UnionBank has several branches across the Philippines thus its offers are really accessible to the public. It got savings and deposit accounts, credit cards, loans, and a lot more. While its loans include the UnionBank Personal Cash Loan, its credit card offers include the UnionBank U Visa Platinum.

UnionBank U Visa Platinum Credit Card

The UnionBank U Visa Platinum is packed with excellent features. Here are the excellent aspects that await the credit cardholders of this type of credit card:

  • enjoy no annual fees every year
  • have an access to cash advance
  • enjoy 10% rebates on interest charges when you pay the minimum due on or before the due date
  • Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
  • up to 53 days credit term with zero interest
  • no late payment and over-limit charges when you are a bit late in paying for your due
  • 24-Hour Customer Service
  • up to Php 2.5 million credit insurance in case of unforeseen life events
  • start enjoying the credit card benefits by simply activating the virtual card, no need to wait for the physical card
  • worldwide acceptance of the UnionBank U Visa Platinum
  • flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
  • exclusive perks, freebies and privileges from countless partner merchants
  • sharing of access with your family members through a Supplementary Card
  • convenience payment of bills through your UnionBank U Visa Platinum
  • convert your rewards points into something you enjoy

Who are qualified in applying for the UnionBank U Visa Platinum offer of the bank? There are only a few qualifications in applying for the credit card offer. To be eligible to apply for the credit card, an applicant must meet the following qualifications:

  • at least 21 years old
  • has a postpaid line or postpaid mobile phone
  • a resident of the Philippines, with a valid Philippine billing address
  • has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • other bank credit card accounts in good credit standing

Just like in applying for other credit card offers, there are documents that UnionBank requires in applying for the UnionBank U Visa Platinum. The lists of the required documents vary among the employed and self-employed individuals and the foreign nationals.

Are you determined to push through with the credit card application? Here are the requirements in applying for the UnionBank U Visa Platinum credit card offer:

  • duly-accomplished UnionBank Credit Card Application Form
  • one (1) photo-bearing, government-issued ID with identification number or date of birth
  • proof of income (whichever is applicable):
    • Pay Slip
    • BIR Form 2316
    • Original Certificate of Employment
    • Latest ITR (1700 or 1701) with BIR or Bank Stamp
  • duly-accomplished UnionBank Credit Card Application Form
  • photocopy of a valid passport or ACR
  • Any of the following proofs of local residency:
    • Immigrant Certificate of Residency (ICR)
    • ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
    • Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
    • Special Resident Investors Visa (SRIV)
    • Special Resident Retirement Visa (SRRV)
    • For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term

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