BDO Home Loan Requirements You Must Prepare & Submit To Apply

Guide on the BDO Home Loan Requirements for Application

BDO HOME LOAN REQUIREMENTS – You can check here the lists of the required documents in applying for the BDO Home Loan offer.

Are you interested to apply for the Home Loan offer of BDO Unibank? To do it, there are documents that you must prepare and submit to the bank nearest to the target residential property you wish to acquire.

The BDO Home Loan requirements depend if you have an existing account with BDO Unibank or none. Here are the documents required by the bank from loan applicants with a BDO account:

• General Documents
  • duly-accomplished and signed BDO Home Loan Application Form

• Income Documents
  • Self-Employed
    • Bank Statement
    • Audited Financial Statements for the last two (2) years
  • Overseas Filipino Workers (OFWs)
    • Latest three (3) months payslips
    • Latest Crew Contract, if sea-based
    • Latest proof of remittance for the last three (3) months
    • Latest Certificate of Employment with Income (COEI)

There is a different set of requirements for individuals who have no existing BDO account. Here are the documents that you need to prepare and submit to the bank:

• General Documents
  • duly-accomplished and signed BDO Home Loan Application Form
  • photocopy of one (1) valid ID matching application details
  • Marriage Contract, if applicable

• Income Documents
  • Locally Employed
    • Latest Certificate of Employment with Income (COEI)
    • Latest three (3) months payslips
    • Latest Income Tax Return (ITR) 
  • Self-Employed
    • Certificate of Business Registration from SEC, if applicable
    • Audited Financial Statements for the last two (2) years
    • Bank Statement, non-BDO Account
  • OFW
    • Latest three (3) months payslips
    • Latest proof of remittance for the last three (3) months
    • Latest Crew Contract, if sea-based
    • Latest Certificate of Employment with Income (COEI)

Aside from the personal documents of the loan applicant, there are also collateral documents that are part of the BDO Home Loan requirements for application. Here are the collateral requirements that you must prepare and submit to the bank:

If the developer of the property is accredit with BDO

1. Contract to Sell (CTS)

If the developer of the property is not accredited with BDO or a sole seller

1. Photocopy of TCT/CCT and/or Contract to Sell (CTS)
2. Photocopy of Tax Declaration
3. Authorization of Tax Mapping signed by present owner
4. Copy of payment for Appraisal Fee

For the purpose of house construction

1. Photocopy of TCT 
2. Photocopy of Tax Declaration
3. Building Plan
4. Building Specifications
5. Copy of payment for Appraisal Fee