Full List of the BDO Unibank Loan Interest Rates Under Its Personal Loans
BDO UNIBANK LOAN INTEREST – Here is a full list of the interest rates under the BDO Unibank’s personal loan offers.
BDO Unibank Inc. or also known as Banco de Oro is one of the banks in the Philippines that have loan offers for the public. In fact, it offers the three major loan opportunities.
This giant private bank offers BDO Personal Loan, BDO Home Loan, and BDO Car Loan. All these serves excellent purposes for the benefit and assistance of the borrowers.
The BDO Home Loan and Car Loan are the offers that have specific purposes – things that have something to do with a residential property and a vehicle, respectively.
The BDO loan offer with flexible purposes is the personal loan offer. It can assist you in paying for the bills, making a big purchase, funding an event celebration, etc. You only need to pass the eligibility and documentary requirements set.
For the requirements, visit – BDO Personal Loan Requirements.
With regards to the BDO Unibank Loan Interest Rates under the personal loan offer of the bank, there are different sets for the personal loan of working individuals within the Philippines and those working abroad.
Also, there are different interest rates set for overseas Filipino workers who will apply for a loan with a collateral and for those who will go for unsecured loan. These offers are under the BDO Kabayan Program.
Based on the official website of the bank, here is a full list of the BDO Unibank Loan Interest Rates under its personal loan offers:
BDO PERSONAL LOAN
| Tenor | Factor Rate | Monthly Add-on Rate | Effective Rate/Annum |
|---|---|---|---|
| 6 | 0.179667192 | 1.30% | 26.27% |
| 12 | 0.095836960 | 1.25% | 26.63% |
| 18 | 0.068058532 | 1.25% | 26.76% |
| 24 | 0.054167533 | 1.25% | 26.58% |
| 36 | 0.040279967 | 1.25% | 25.98% |
BDO KABAYAN PROGRAM – Unsecured
| Tenor | Factor Rate | Monthly Add-on Rate | Effective Rate/Annum |
|---|---|---|---|
| 6 | 0.186667698 | 2% | 40.05% |
| 12 | 0.103336822 | 2% | 41.71% |
| 18 | 0.075560430 | 2% | 41.51% |
| 24 | 0.061669382 | 2% | 40.89% |
| 36 | 0.047778078 | 2% | 39.43% |
BDO KABAYAN PROGRAM – Secured
| Tenor | Factor Rate | Monthly Add-on Rate | Effective Rate/Annum |
|---|---|---|---|
| 6 | 0.175067218 | 0.84% | 17.08% |
| 12 | 0.091237975 | 0.79% | 17.07% |
| 18 | 0.063358579 | 0.78% | 17.06% |
| 24 | 0.049471099 | 0.78% | 17.06% |
| 36 | 0.035682596 | 0.79% | 17.06 |
To apply for any of the personal loan offers of BDO Unibank, you may visit the bank’s official website – https://www.bdo.com.ph.
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