BDO LOANS – Monthly Income Required in Applying Under Each Loan

Guide on the Monthly Income Required Under the BDO Loans

BDO LOANS – Here is a guide on the minimum monthly income required each loan offered by the prominent and trusted banking giant, BDO Unibank.

In the Philippines, one of the banks that has set a trusted and good name is BDO Unibank. It has a lot of offers to the Filipino populace – from the savings and deposit accounts to investment products to business services and to loan offers.

When it comes to its loans, the bank has divided its offers between the personal and business categories. Under the latter, you may apply for the personal loan, the auto loan, or the home loan. With regards to its business loan offers, they are:

  • BDO Project Finance Loan
  • BDO SME Loan
  • BDO Term Loan
  • BDO Working Capital Loan

With regards to the BDO loans under the personal category, there are eligibility qualifications set by the bank. The said standards include the minimum required monthly income in applying for the offers.

BDO Loans

Based on the official website of BDO Unibank, the required monthly income in applying for the BDO loans may vary depending on the type of loan. In this article, we will present the purposes covered by each loan, the minimum required income, and some guide on how to apply.

BDO Personal Loan

The BDO Personal Loan is the most flexible among the different loans offered by the bank in terms of purposes. You may apply for it to pay for the utility bills, to travel, to make a big purchase, etc.

For the minimum required income in applying for this offer, it will depend whether you are employed, self-employed, or a professional. Refer below:

  • Employed Applicant – Php 120,000.00 per year
  • Self-Employed Applicant – Php 400,000.00 per year
  • Professional Applicant – Php 400,000.00 per year

Do you want to know how much you can borrow under this loan offer and how to apply for this offer? You may visit – BDO PERSONAL LOAN: How To Apply For Personal Loan To Banco de Oro.

BDO Home Loan

BDO also offers a home loan that caters several purposes. It is open for any of the following application purposes:

  • purchase of house and lot, condominium unit, vacant lot
  • house construction
  • house renovation
  • reimbursement of house acquisition
  • loan take-out

In applying for this loan offer, the minimum income required may be the same between employed and self-employed applicants. It is at Php 50,000.00 per month or its equivalent in United States dollars.

Do you want to know how much you can borrow under this loan? You may visit – BDO HOME LOAN LOANABLE AMOUNTS – How Much You Can Borrow.

Applying for BDO Home Loan requires a few steps and some requirements to comply. You may visit – BDO HOME LOAN: How To Apply for House Loan to Banco de Oro.

BDO Auto Loan

Craving to drive your own car? You may apply for the BDO Auto Loan. It is open for the purchase of both a brand new and pre-owned vehicle.

As long as your gross family income does not fall below Php 50,000.00, you may apply for this loan offer. Do you want to apply for this loan offer? For a guide on how to apply and the requirements that you must prepare, visit – BDO Car Loan: How To Apply For Auto Loan To Banco de Oro.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: BDO HOME LOAN – Can You Apply Even If You Don’t Meet the Required Income?

3 thoughts on “BDO LOANS – Monthly Income Required in Applying Under Each Loan”

  1. Have a question. I have lived 11 years together my feonside iam Norwegian citizen but registrated adress are here in philipines. Imigration dnt allow dbl citizen only a philipino can have it. We want to buy a new elf truck becaus we can buy fish and sell retailer. A dayly trip can give us 30000pesos netto and we have contact with big fish boats to buy their catch 4 times a week. So it will not be problem to pay 100000ewry mnth. I also have my pention i takes out 100000pesos ewry 20th in a mnth. My feonside and I have a ready payed 1.5 hektar lot and 2 big houses all finisforwardhed payed. Is it possible to brgh for a truck at your bank I am villing to open acount in bdo if needed. I am offered a truck loan financial in cavayan with only 8 percent interess. Looking


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